Military & Veteran Calculators
Free tools using official 2026 data from DFAS, VA.gov, and DoD. No login required.
Veteran Benefits
Calculate your combined VA disability rating and total retirement + disability income.
VA Disability Rating Calculator
Combine multiple disability ratings using official VA Math (38 CFR § 4.25) and see 2026 compensation rates.
VA Benefits Updated Feb 2026VA Disability + Retirement
Calculate combined military retirement and VA disability income with concurrent receipt (CRDP) rules.
VA Benefits Updated Feb 20262026 VA Disability Rates
Complete VA disability pay chart with dependent rates for all rating levels from 10% to 100%.
VA Benefits Updated Aug 2026VA Back Pay Calculator
Estimate retroactive pay from your effective date — the 38 CFR 3.31 first-payment rule and month-by-month totals.
VA Benefits Updated Feb 2026CRSC/CRDP Calculator
Compare CRDP vs CRSC payments for military retirees with VA disability. See which option gives you more money.
VA Benefits New 2026Disability Severance Recoupment
Estimate your disability severance pay and exactly how many months the VA will withhold compensation to recoup it. Combat-exemption aware.
VA Benefits Updated Feb 2026SMC Calculator
Calculate Special Monthly Compensation for severe disabilities with SMC-K stacking and all levels K through R2.
VA Benefits Updated Feb 2026TDIU Eligibility Estimator
Check if you qualify for Total Disability Unemployability and receive 100% VA pay with a lower combined rating.
VA Benefits New Jul 2026Bilateral Factor Checker
Pick your rated body parts and instantly see if the 38 CFR 4.26 bilateral factor applies — with the +10% math it adds.
VA Benefits New Jul 2026VA Pay Forecast
Project your VA disability pay 5–30 years out with real 2026 rates and an adjustable COLA assumption.
VA Benefits New Jul 2026Rating Protection Check
See which reduction protections apply to your rating — the 5-year, 10-year, and 20-year rules plus P&T status.
VA Benefits New Jul 2026Am I Permanent & Total?
Decode your VA decision letter to find out if you're P&T — the words rarely appear; the Chapter 35 line is the tell.
VA Benefits New Jul 2026DIC Calculator (Survivors)
Estimate monthly Dependency and Indemnity Compensation for surviving spouses and children — base rate, 8-year provision, and add-ons.
VA Benefits New Jul 2026VA Priority Group Finder
Find your VA health care priority group (1–8) and copay status from your rating, service history, awards, and income.
VA Benefits Updated Aug 2026VA Pension Calculator
2026 Veterans Pension and Aid & Attendance — MAPR limits, countable income, and the 5% medical-expense deductible.
VA Benefits New Jul 2026CHAMPVA vs TRICARE
See which program covers your family, why you can never have both — even at 100% P&T — and what to file next.
VA Benefits Updated Feb 2026COLA Tracker & Projections
View 13 years of historical COLA rates, see how VA benefits have grown, and project future benefit increases.
VA Benefits NewVA Home Loan Calculator
Calculate VA loan payment, funding fee, and compare savings vs conventional mortgage with PMI.
VA Benefits NewClothing Allowance Calculator
Estimate your VA clothing allowance for prosthetics, orthopedic devices, or skin conditions. 2026 rates.
Pay & Compensation
Calculate your gross pay, take-home pay, retirement projections, and TSP growth.
Military Pay Calculator 2026
Calculate Base Pay, BAH for 338 locations, and BAS with the 3.8% pay raise. All ranks E-1 through O-10.
Active Duty Updated Feb 20262026 Military Pay Chart
Full base pay tables by rank and years of service with the 3.8% pay raise for all pay grades.
Active Duty Updated Jan 2026Military Final Pay Calculator
See your net take-home pay after federal/state taxes, FICA, TSP, and SGLI deductions.
Active Duty Updated Feb 2026Military Retirement Calculator
Compare Final Pay, High-36, REDUX, and BRS plans with 30-year projections and TSP growth.
Active Duty New 2026SBP Calculator
Survivor Benefit Plan: your 6.5% monthly premium and the 55% annuity your spouse would receive for life.
Active Duty Updated Feb 2026TSP Calculator
Project your Thrift Savings Plan balance with BRS matching, contribution rates, and fund allocation returns.
Active Duty Updated Feb 2026Military vs Civilian Pay
See your civilian salary equivalent. Shows what you'd need to earn as a civilian to match your tax-free military package.
Active Duty Updated Feb 2026BAH Calculator 2026
Look up your Basic Allowance for Housing rate by location, pay grade, and dependency status for all 338 areas.
Active Duty New Jul 2026Dual Military BAH
Answer a few questions to see who draws which BAH rate in a mil-to-mil couple — kids, divorce, Reserve spouses, or stationed apart.
Active Duty New Jul 2026Geo Bachelor BAH Rules
Serving in one place while your family lives in another? See which ZIP sets your BAH rate and the exceptions that flip the rule.
Active Duty NewBAS Calculator 2026
Calculate your Basic Allowance for Subsistence. Enlisted: $476.95/mo, Officers: $328.48/mo. Tax-free food allowance.
Active Duty NewPCS Move Calculator
Estimate DLA, per diem, MALT mileage, TLE, and weight allowance for your military PCS move.
Active Duty New Jul 2026Terminal Leave Calculator
Sell back leave or take terminal? Side-by-side dollars, the 60-day sell-back cap, and an ETS financial checklist.
Active Duty New Jul 2026Promotion Back Pay
Promoted but the LES lags? Compute the monthly delta and total back pay owed to your effective date.
Active Duty Updated Aug 2026TRICARE Cost Estimator
Compare TRICARE plans — Prime, Select, and TRICARE For Life — with Group A and Group B costs, copays, and cat caps.
Active Duty Updated Aug 2026Separation Pay Calculator
Involuntary separation pay — full vs half, the 6-year rules, and how VA disability recoupment works net of tax.
Active Duty Updated 2026Army LES Decoder
Field-by-field guide to your Leave and Earnings Statement — entitlements, deductions, and the codes behind your pay.
Reserve / Guard
Calculate drill pay and see your net take-home after deductions.
Drill Pay Calculator
Calculate your Reserve or National Guard drill pay per period, drill weekend, and annual totals for 2026.
Reserve / Guard Updated Feb 2026Drill Pay After Deductions
See your net drill pay after federal/state taxes, Tricare Reserve Select, SGLI, and TSP contributions.
Reserve / Guard Updated Feb 20262026 Drill Pay Chart
Full drill pay tables by rank and years of service. See weekend drill pay for all pay grades E-1 through O-10.
Reserve / Guard New 2026Reserve & Guard Retirement
Turn your Reserve/National Guard retirement points into an estimated monthly pension at age 60 (legacy or BRS).
Education
Maximize your education benefits with GI Bill, Yellow Ribbon, VR&E, and entitlement planning tools.
GI Bill Benefits Calculator
Estimate Post-9/11 or Montgomery GI Bill tuition, housing allowance (MHA), and books stipend.
Education New Jul 2026MHA Proration Calculator
See why your first and last GI Bill housing checks are short — prorated days, the half-time cliff, and arrears timing.
Education NewYellow Ribbon Calculator
Find Yellow Ribbon benefits at participating schools. See school contributions and out-of-pocket costs.
Education NewMGIB vs Post-9/11 Comparison
Compare Montgomery GI Bill and Post-9/11 side-by-side to see which provides more value.
Education NewVR&E Benefits Calculator
Estimate VR&E (Chapter 31) benefits including subsistence allowance and full tuition coverage.
Education NewGI Bill Entitlement Tracker
Track your remaining GI Bill months and plan your education timeline.
Education New Jul 2026Chapter 35 (DEA) Calculator
Monthly DEA rates for dependents and survivors, entitlement months, and the 48-month combined cap explained.
Education New Aug 2026GI Bill School Comparison
Search 13,568 VA-approved schools, compare up to 5 side by side — Yellow Ribbon dollars, housing allowance, and what you'd actually pay.