Updated February 2026

BAH Rates Elizabeth City, NC 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Elizabeth City military housing area (MHA: NC181), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,508

$30,096/year

E-5 without Dependents

$1,980

$23,760/year

O-3 with Dependents

$2,667

$32,004/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,304	$27,648
E-2	$2,304	$27,648
E-3	$2,304	$27,648
E-4	$2,304	$27,648
E-5	$2,508	$30,096
E-6	$2,562	$30,744
E-7	$2,595	$31,140
E-8	$2,637	$31,644
E-9	$2,760	$33,120
Warrant Officer
W-1	$2,577	$30,924
W-2	$2,613	$31,356
W-3	$2,670	$32,040
W-4	$2,796	$33,552
W-5	$2,958	$35,496
Commissioned Officer (Prior Enlisted)
O-1E	$2,598	$31,176
O-2E	$2,655	$31,860
O-3E	$2,823	$33,876
Commissioned Officer
O-1	$2,523	$30,276
O-2	$2,559	$30,708
O-3	$2,667	$32,004
O-4	$3,009	$36,108
O-5	$3,264	$39,168
O-6	$3,288	$39,456
O-7	$3,312	$39,744

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,770	$21,240
E-2	$1,770	$21,240
E-3	$1,770	$21,240
E-4	$1,770	$21,240
E-5	$1,980	$23,760
E-6	$2,118	$25,416
E-7	$2,310	$27,720
E-8	$2,526	$30,312
E-9	$2,532	$30,384
Warrant Officer
W-1	$2,241	$26,892
W-2	$2,523	$30,276
W-3	$2,535	$30,420
W-4	$2,559	$30,708
W-5	$2,604	$31,248
Commissioned Officer (Prior Enlisted)
O-1E	$2,505	$30,060
O-2E	$2,529	$30,348
O-3E	$2,547	$30,564
Commissioned Officer
O-1	$2,097	$25,164
O-2	$2,442	$29,304
O-3	$2,538	$30,456
O-4	$2,589	$31,068
O-5	$2,607	$31,284
O-6	$2,643	$31,716
O-7	$2,688	$32,256

1 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Elizabeth City (NC181) Military Housing Area:

27909

Frequently Asked Questions

What is the BAH rate for an E-5 in Elizabeth City?

The 2026 BAH rate for an E-5 with dependents in Elizabeth City, NC is $2,508 per month ($30,096 per year). Without dependents, the rate is $1,980 per month.

How many ZIP codes are in the Elizabeth City MHA?

The Elizabeth City Military Housing Area (NC181) includes 1 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.