Updated February 2026

BAH Rates Asheville, NC 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Asheville military housing area (MHA: NC187), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,214

$26,568/year

E-5 without Dependents

$1,773

$21,276/year

O-3 with Dependents

$2,835

$34,020/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,052	$24,624
E-2	$2,052	$24,624
E-3	$2,052	$24,624
E-4	$2,052	$24,624
E-5	$2,214	$26,568
E-6	$2,571	$30,852
E-7	$2,667	$32,004
E-8	$2,772	$33,264
E-9	$2,979	$35,748
Warrant Officer
W-1	$2,589	$31,068
W-2	$2,709	$32,508
W-3	$2,838	$34,056
W-4	$3,033	$36,396
W-5	$3,270	$39,240
Commissioned Officer (Prior Enlisted)
O-1E	$2,682	$32,184
O-2E	$2,817	$33,804
O-3E	$3,069	$36,828
Commissioned Officer
O-1	$2,265	$27,180
O-2	$2,568	$30,816
O-3	$2,835	$34,020
O-4	$3,351	$40,212
O-5	$3,723	$44,676
O-6	$3,753	$45,036
O-7	$3,780	$45,360

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,575	$18,900
E-2	$1,575	$18,900
E-3	$1,575	$18,900
E-4	$1,575	$18,900
E-5	$1,773	$21,276
E-6	$1,926	$23,112
E-7	$2,058	$24,696
E-8	$2,292	$27,504
E-9	$2,391	$28,692
Warrant Officer
W-1	$2,007	$24,084
W-2	$2,289	$27,468
W-3	$2,406	$28,872
W-4	$2,586	$31,032
W-5	$2,688	$32,256
Commissioned Officer (Prior Enlisted)
O-1E	$2,211	$26,532
O-2E	$2,367	$28,404
O-3E	$2,562	$30,744
Commissioned Officer
O-1	$1,887	$22,644
O-2	$2,166	$25,992
O-3	$2,439	$29,268
O-4	$2,667	$32,004
O-5	$2,793	$33,516
O-6	$2,817	$33,804
O-7	$2,865	$34,380

15 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Asheville (NC187) Military Housing Area:

28701 28704 28709 28711 28715 28730 28748 28757 28778 28787 28801 28803 28804 28805 28806

Frequently Asked Questions

What is the BAH rate for an E-5 in Asheville?

The 2026 BAH rate for an E-5 with dependents in Asheville, NC is $2,214 per month ($26,568 per year). Without dependents, the rate is $1,773 per month.

How many ZIP codes are in the Asheville MHA?

The Asheville Military Housing Area (NC187) includes 15 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all North Carolina BAH rates →

How Asheville, NC BAH compares nationally

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,214/mo against a national MHA average of $2,289 (127th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 3rd of 12 MHAs — between Outer Banks, NC ($2,604/mo, highest) and Seymour Johnson AFB, NC ($1,521/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $519/mo (28.3%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.