Updated February 2026

BAH Rates Tacoma, WA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Tacoma military housing area (MHA: WA311), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,556

$30,672/year

E-5 without Dependents

$2,121

$25,452/year

O-3 with Dependents

$3,123

$37,476/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,370	$28,440
E-2	$2,370	$28,440
E-3	$2,370	$28,440
E-4	$2,370	$28,440
E-5	$2,556	$30,672
E-6	$2,919	$35,028
E-7	$2,994	$35,928
E-8	$3,072	$36,864
E-9	$3,180	$38,160
Warrant Officer
W-1	$2,940	$35,280
W-2	$3,024	$36,288
W-3	$3,126	$37,512
W-4	$3,201	$38,412
W-5	$3,297	$39,564
Commissioned Officer (Prior Enlisted)
O-1E	$3,006	$36,072
O-2E	$3,108	$37,296
O-3E	$3,216	$38,592
Commissioned Officer
O-1	$2,607	$31,284
O-2	$2,916	$34,992
O-3	$3,123	$37,476
O-4	$3,324	$39,888
O-5	$3,471	$41,652
O-6	$3,501	$42,012
O-7	$3,525	$42,300

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,034	$24,408
E-2	$2,034	$24,408
E-3	$2,034	$24,408
E-4	$2,034	$24,408
E-5	$2,121	$25,452
E-6	$2,199	$26,388
E-7	$2,376	$28,512
E-8	$2,634	$31,608
E-9	$2,736	$32,832
Warrant Officer
W-1	$2,313	$27,756
W-2	$2,631	$31,572
W-3	$2,751	$33,012
W-4	$2,931	$35,172
W-5	$3,009	$36,108
Commissioned Officer (Prior Enlisted)
O-1E	$2,553	$30,636
O-2E	$2,712	$32,544
O-3E	$2,913	$34,956
Commissioned Officer
O-1	$2,178	$26,136
O-2	$2,496	$29,952
O-3	$2,784	$33,408
O-4	$2,991	$35,892
O-5	$3,030	$36,360
O-6	$3,102	$37,224
O-7	$3,156	$37,872

50 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Tacoma (WA311) Military Housing Area:

98303 98304 98321 98323 98327 98328 98329 98330 98332 98333 98335 98338 98349 98351 98354 98360 98371 98372 98373 98374 98375 98385 98387 98388 98390 98394 98396 98402 98403 98404 98405 98406 98407 98408 98409 98421 98422 98424 98433 98439 98443 98444 98445 98446 98465 98466 98467 98498 98499 98580

Frequently Asked Questions

What is the BAH rate for an E-5 in Tacoma?

The 2026 BAH rate for an E-5 with dependents in Tacoma, WA is $2,556 per month ($30,672 per year). Without dependents, the rate is $2,121 per month.

How many ZIP codes are in the Tacoma MHA?

The Tacoma Military Housing Area (WA311) includes 50 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Washington BAH rates →

How Tacoma, WA BAH compares nationally

BAH for Tacoma, WA runs above the national average: $2,556/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (84th overall, 11.7% above average).

Statewide, this ranks 3rd of 8 MHAs — between Seattle, WA ($3,135/mo, highest) and Yakima, WA ($1,923/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $444/mo (19.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.