Updated February 2026

BAH Rates Raleigh, NC 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Raleigh military housing area (MHA: NC185), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,091

$25,092/year

E-5 without Dependents

$1,695

$20,340/year

O-3 with Dependents

$2,391

$28,692/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,947	$23,364
E-2	$1,947	$23,364
E-3	$1,947	$23,364
E-4	$1,947	$23,364
E-5	$2,091	$25,092
E-6	$2,319	$27,828
E-7	$2,343	$28,116
E-8	$2,373	$28,476
E-9	$2,445	$29,340
Warrant Officer
W-1	$2,337	$28,044
W-2	$2,355	$28,260
W-3	$2,394	$28,728
W-4	$2,466	$29,592
W-5	$2,562	$30,744
Commissioned Officer (Prior Enlisted)
O-1E	$2,346	$28,152
O-2E	$2,385	$28,620
O-3E	$2,481	$29,772
Commissioned Officer
O-1	$2,127	$25,524
O-2	$2,316	$27,792
O-3	$2,391	$28,692
O-4	$2,589	$31,068
O-5	$2,736	$32,832
O-6	$2,757	$33,084
O-7	$2,775	$33,300

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,515	$18,180
E-2	$1,515	$18,180
E-3	$1,515	$18,180
E-4	$1,515	$18,180
E-5	$1,695	$20,340
E-6	$1,812	$21,744
E-7	$1,950	$23,400
E-8	$2,142	$25,704
E-9	$2,202	$26,424
Warrant Officer
W-1	$1,908	$22,896
W-2	$2,139	$25,668
W-3	$2,211	$26,532
W-4	$2,319	$27,828
W-5	$2,349	$28,188
Commissioned Officer (Prior Enlisted)
O-1E	$2,088	$25,056
O-2E	$2,187	$26,244
O-3E	$2,310	$27,720
Commissioned Officer
O-1	$1,800	$21,600
O-2	$2,046	$24,552
O-3	$2,232	$26,784
O-4	$2,334	$28,008
O-5	$2,352	$28,224
O-6	$2,370	$28,440
O-7	$2,409	$28,908

28 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Raleigh (NC185) Military Housing Area:

27502 27511 27513 27526 27529 27540 27545 27560 27562 27571 27587 27591 27592 27597 27601 27603 27604 27605 27606 27607 27608 27609 27610 27612 27613 27614 27615 27616

Frequently Asked Questions

What is the BAH rate for an E-5 in Raleigh?

The 2026 BAH rate for an E-5 with dependents in Raleigh, NC is $2,091 per month ($25,092 per year). Without dependents, the rate is $1,695 per month.

How many ZIP codes are in the Raleigh MHA?

The Raleigh Military Housing Area (NC185) includes 28 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all North Carolina BAH rates →

How Raleigh, NC BAH compares nationally

BAH for Raleigh, NC comes in below the national average — $2,091/mo for an E-5 with dependents, 8.6% under the $2,289 average across 299 MHAs (153rd overall).

Statewide, this ranks 6th of 12 MHAs — between Outer Banks, NC ($2,604/mo, highest) and Seymour Johnson AFB, NC ($1,521/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $389/mo (23%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.