Updated February 2026

BAH Rates Battle Creek/Kalamazoo, MI 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Battle Creek/Kalamazoo military housing area (MHA: MI152), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,959

$23,508/year

E-5 without Dependents

$1,470

$17,640/year

O-3 with Dependents

$2,514

$30,168/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,698	$20,376
E-2	$1,698	$20,376
E-3	$1,698	$20,376
E-4	$1,698	$20,376
E-5	$1,959	$23,508
E-6	$2,370	$28,440
E-7	$2,424	$29,088
E-8	$2,478	$29,736
E-9	$2,589	$31,068
Warrant Officer
W-1	$2,391	$28,692
W-2	$2,445	$29,340
W-3	$2,517	$30,204
W-4	$2,616	$31,392
W-5	$2,742	$32,904
Commissioned Officer (Prior Enlisted)
O-1E	$2,430	$29,160
O-2E	$2,505	$30,060
O-3E	$2,634	$31,608
Commissioned Officer
O-1	$2,013	$24,156
O-2	$2,367	$28,404
O-3	$2,514	$30,168
O-4	$2,781	$33,372
O-5	$2,973	$35,676
O-6	$2,997	$35,964
O-7	$3,015	$36,180

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,275	$15,300
E-2	$1,275	$15,300
E-3	$1,275	$15,300
E-4	$1,275	$15,300
E-5	$1,470	$17,640
E-6	$1,779	$21,348
E-7	$1,818	$21,816
E-8	$2,046	$24,552
E-9	$2,163	$25,956
Warrant Officer
W-1	$1,794	$21,528
W-2	$2,043	$24,516
W-3	$2,181	$26,172
W-4	$2,379	$28,548
W-5	$2,436	$29,232
Commissioned Officer (Prior Enlisted)
O-1E	$1,956	$23,472
O-2E	$2,136	$25,632
O-3E	$2,364	$28,368
Commissioned Officer
O-1	$1,509	$18,108
O-2	$1,875	$22,500
O-3	$2,220	$26,640
O-4	$2,418	$29,016
O-5	$2,445	$29,340
O-6	$2,493	$29,916
O-7	$2,535	$30,420

28 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Battle Creek/Kalamazoo (MI152) Military Housing Area:

49001 49002 49004 49006 49007 49008 49009 49011 49012 49014 49015 49016 49017 49024 49029 49033 49034 49051 49052 49053 49068 49083 49087 49088 49092 49097 49224 49245

Frequently Asked Questions

What is the BAH rate for an E-5 in Battle Creek/Kalamazoo?

The 2026 BAH rate for an E-5 with dependents in Battle Creek/Kalamazoo, MI is $1,959 per month ($23,508 per year). Without dependents, the rate is $1,470 per month.

How many ZIP codes are in the Battle Creek/Kalamazoo MHA?

The Battle Creek/Kalamazoo Military Housing Area (MI152) includes 28 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Michigan BAH rates →

How Battle Creek/Kalamazoo, MI BAH compares nationally

BAH for Battle Creek/Kalamazoo, MI comes in below the national average — $1,959/mo for an E-5 with dependents, 14.4% under the $2,289 average across 299 MHAs (177th overall).

Statewide, this ranks 6th of 10 MHAs — between Ann Arbor, MI ($2,559/mo, highest) and Saginaw, MI ($1,503/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $471/mo (30.4%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.