Updated February 2026

BAH Rates Grand Rapids, MI 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Grand Rapids military housing area (MHA: MI154), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,148

$25,776/year

E-5 without Dependents

$1,635

$19,620/year

O-3 with Dependents

$2,439

$29,268/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,950	$23,400
E-2	$1,950	$23,400
E-3	$1,950	$23,400
E-4	$1,950	$23,400
E-5	$2,148	$25,776
E-6	$2,403	$28,836
E-7	$2,424	$29,088
E-8	$2,433	$29,196
E-9	$2,517	$30,204
Warrant Officer
W-1	$2,421	$29,052
W-2	$2,430	$29,160
W-3	$2,442	$29,304
W-4	$2,547	$30,564
W-5	$2,688	$32,256
Commissioned Officer (Prior Enlisted)
O-1E	$2,427	$29,124
O-2E	$2,436	$29,232
O-3E	$2,571	$30,852
Commissioned Officer
O-1	$2,184	$26,208
O-2	$2,400	$28,800
O-3	$2,439	$29,268
O-4	$2,730	$32,760
O-5	$2,946	$35,352
O-6	$2,970	$35,640
O-7	$2,988	$35,856

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,464	$17,568
E-2	$1,464	$17,568
E-3	$1,464	$17,568
E-4	$1,464	$17,568
E-5	$1,635	$19,620
E-6	$1,800	$21,600
E-7	$1,956	$23,472
E-8	$2,205	$26,460
E-9	$2,271	$27,252
Warrant Officer
W-1	$1,893	$22,716
W-2	$2,202	$26,424
W-3	$2,283	$27,396
W-4	$2,397	$28,764
W-5	$2,415	$28,980
Commissioned Officer (Prior Enlisted)
O-1E	$2,145	$25,740
O-2E	$2,256	$27,072
O-3E	$2,394	$28,728
Commissioned Officer
O-1	$1,752	$21,024
O-2	$2,085	$25,020
O-3	$2,307	$27,684
O-4	$2,403	$28,836
O-5	$2,418	$29,016
O-6	$2,421	$29,052
O-7	$2,454	$29,448

26 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Grand Rapids (MI154) Military Housing Area:

49301 49302 49306 49315 49316 49319 49321 49326 49330 49331 49341 49343 49345 49418 49503 49504 49505 49506 49507 49508 49509 49512 49525 49544 49546 49548

Frequently Asked Questions

What is the BAH rate for an E-5 in Grand Rapids?

The 2026 BAH rate for an E-5 with dependents in Grand Rapids, MI is $2,148 per month ($25,776 per year). Without dependents, the rate is $1,635 per month.

How many ZIP codes are in the Grand Rapids MHA?

The Grand Rapids Military Housing Area (MI154) includes 26 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Michigan BAH rates →

How Grand Rapids, MI BAH compares nationally

BAH for Grand Rapids, MI comes in below the national average — $2,148/mo for an E-5 with dependents, 6.1% under the $2,289 average across 299 MHAs (143rd overall).

Statewide, this ranks 4th of 10 MHAs — between Ann Arbor, MI ($2,559/mo, highest) and Saginaw, MI ($1,503/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $445/mo (27%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.