Updated February 2026
BAH Rates in Michigan 2026
There are 10 military housing areas in Michigan. In 2026, BAH rates for an E-5 with dependents range from $1,503/month in Saginaw to $2,559/month in Ann Arbor. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$2,559
Ann Arbor
Lowest E-5 w/Dep
$1,503
Saginaw
Housing Areas
10
MHAs in MI
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Ann Arbor | $2,559 | $1,920 | $3,357 |
| Battle Creek/Kalamazoo | $1,959 | $1,470 | $2,514 |
| Detroit | $2,361 | $1,770 | $2,778 |
| Grand Haven | $2,181 | $1,740 | $2,553 |
| Grand Rapids | $2,148 | $1,635 | $2,439 |
| Lansing | $1,806 | $1,356 | $2,127 |
| Marquette | $1,821 | $1,365 | $2,385 |
| Saginaw | $1,503 | $1,128 | $1,842 |
| Sault Ste Marie | $1,536 | $1,155 | $1,959 |
| Traverse City | $2,070 | $1,896 | $3,069 |
How Michigan BAH compares
Michigan's 10 military housing areas average $1,994/mo for an E-5 with dependents — 12.9% below the national MHA average of $2,289. The spread inside the state is real money: Ann Arbor, MI tops the table at $2,559/mo while Saginaw, MI sits at $1,503/mo — a $1,056 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.