Updated February 2026

BAH Rates Grand Haven, MI 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Grand Haven military housing area (MHA: MI148), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,181

$26,172/year

E-5 without Dependents

$1,740

$20,880/year

O-3 with Dependents

$2,553

$30,636/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,004	$24,048
E-2	$2,004	$24,048
E-3	$2,004	$24,048
E-4	$2,004	$24,048
E-5	$2,181	$26,172
E-6	$2,481	$29,772
E-7	$2,505	$30,060
E-8	$2,535	$30,420
E-9	$2,610	$31,320
Warrant Officer
W-1	$2,499	$29,988
W-2	$2,517	$30,204
W-3	$2,556	$30,672
W-4	$2,631	$31,572
W-5	$2,733	$32,796
Commissioned Officer (Prior Enlisted)
O-1E	$2,508	$30,096
O-2E	$2,547	$30,564
O-3E	$2,649	$31,788
Commissioned Officer
O-1	$2,223	$26,676
O-2	$2,478	$29,736
O-3	$2,553	$30,636
O-4	$2,760	$33,120
O-5	$2,913	$34,956
O-6	$2,934	$35,208
O-7	$2,955	$35,460

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,596	$19,152
E-2	$1,596	$19,152
E-3	$1,596	$19,152
E-4	$1,596	$19,152
E-5	$1,740	$20,880
E-6	$1,860	$22,320
E-7	$2,010	$24,120
E-8	$2,247	$26,964
E-9	$2,328	$27,936
Warrant Officer
W-1	$1,953	$23,436
W-2	$2,244	$26,928
W-3	$2,340	$28,080
W-4	$2,481	$29,772
W-5	$2,511	$30,132
Commissioned Officer (Prior Enlisted)
O-1E	$2,178	$26,136
O-2E	$2,310	$27,720
O-3E	$2,472	$29,664
Commissioned Officer
O-1	$1,824	$21,888
O-2	$2,127	$25,524
O-3	$2,370	$28,440
O-4	$2,499	$29,988
O-5	$2,514	$30,168
O-6	$2,532	$30,384
O-7	$2,574	$30,888

14 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Grand Haven (MI148) Military Housing Area:

49401 49403 49404 49417 49423 49424 49426 49428 49434 49435 49448 49456 49460 49464

Frequently Asked Questions

What is the BAH rate for an E-5 in Grand Haven?

The 2026 BAH rate for an E-5 with dependents in Grand Haven, MI is $2,181 per month ($26,172 per year). Without dependents, the rate is $1,740 per month.

How many ZIP codes are in the Grand Haven MHA?

The Grand Haven Military Housing Area (MI148) includes 14 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Michigan BAH rates →

How Grand Haven, MI BAH compares nationally

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,181/mo against a national MHA average of $2,289 (139th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 3rd of 10 MHAs — between Ann Arbor, MI ($2,559/mo, highest) and Saginaw, MI ($1,503/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $418/mo (23.4%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.