Updated February 2026

BAH Rates Sault Ste Marie, MI 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Sault Ste Marie military housing area (MHA: MI145), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,536

$18,432/year

E-5 without Dependents

$1,155

$13,860/year

O-3 with Dependents

$1,959

$23,508/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,386	$16,632
E-2	$1,386	$16,632
E-3	$1,386	$16,632
E-4	$1,386	$16,632
E-5	$1,536	$18,432
E-6	$1,920	$23,040
E-7	$1,941	$23,292
E-8	$1,950	$23,400
E-9	$2,058	$24,696
Warrant Officer
W-1	$1,938	$23,256
W-2	$1,947	$23,364
W-3	$1,962	$23,544
W-4	$2,097	$25,164
W-5	$2,268	$27,216
Commissioned Officer (Prior Enlisted)
O-1E	$1,944	$23,328
O-2E	$1,953	$23,436
O-3E	$2,124	$25,488
Commissioned Officer
O-1	$1,590	$19,080
O-2	$1,917	$23,004
O-3	$1,959	$23,508
O-4	$2,325	$27,900
O-5	$2,595	$31,140
O-6	$2,613	$31,356
O-7	$2,628	$31,536

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,041	$12,492
E-2	$1,041	$12,492
E-3	$1,041	$12,492
E-4	$1,041	$12,492
E-5	$1,155	$13,860
E-6	$1,437	$17,244
E-7	$1,458	$17,496
E-8	$1,617	$19,404
E-9	$1,728	$20,736
Warrant Officer
W-1	$1,455	$17,460
W-2	$1,614	$19,368
W-3	$1,743	$20,916
W-4	$1,917	$23,004
W-5	$1,935	$23,220
Commissioned Officer (Prior Enlisted)
O-1E	$1,533	$18,396
O-2E	$1,701	$20,412
O-3E	$1,911	$22,932
Commissioned Officer
O-1	$1,230	$14,760
O-2	$1,491	$17,892
O-3	$1,779	$21,348
O-4	$1,923	$23,076
O-5	$1,947	$23,364
O-6	$1,959	$23,508
O-7	$1,971	$23,652

Frequently Asked Questions

What is the BAH rate for an E-5 in Sault Ste Marie?

The 2026 BAH rate for an E-5 with dependents in Sault Ste Marie, MI is $1,536 per month ($18,432 per year). Without dependents, the rate is $1,155 per month.

How many ZIP codes are in the Sault Ste Marie MHA?

The Sault Ste Marie Military Housing Area code is MI145.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Michigan BAH rates →

How Sault Ste Marie, MI BAH compares nationally

This is one of the country's lower-cost military housing areas: 260th of 299 MHAs, with an E-5-with-dependents rate of $1,536/mo — 32.9% under the $2,289 national average. Lower BAH cuts both ways: the allowance is smaller, but it typically stretches further against local rents.

Statewide, this ranks 9th of 10 MHAs — between Ann Arbor, MI ($2,559/mo, highest) and Saginaw, MI ($1,503/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $377/mo (30.2%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.