O-1 BAH Rates in MONTEREY, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in MONTEREY, CA is $3,519 per month with dependents and $3,030 per month without dependents. This rate is $1,184 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in MONTEREY is approximately $8,167.48 with dependents or $7,678.48 without.
O-1 BAH: MONTEREY vs National Average
| MONTEREY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,519 | $2,335 | +$1,184 |
| Without Dependents | $3,030 | $1,975 | +$1,055 |
O-1 Total Monthly Compensation in MONTEREY
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in MONTEREY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,519 | $3,030 |
| BAS | $328.48 | $328.48 |
| Total | $8,167.48 | $7,678.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in MONTEREY
- E-3 — $3,249/mo
- E-4 — $3,249/mo
- E-5 — $3,465/mo
- E-6 — $3,867/mo
- E-7 — $4,218/mo
- O-2 — $3,864/mo
- O-3 — $4,824/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in MONTEREY?
The 2026 O-1 BAH rate in MONTEREY is $3,519/mo with dependents and $3,030/mo without dependents.
What is the total monthly pay for O-1 in MONTEREY?
An O-1 with 2 years of service in MONTEREY earns approximately $8,167.48/mo total compensation with dependents (base pay $4,320 + BAH $3,519 + BAS $328.48). Without dependents: $7,678.48/mo.
Is MONTEREY BAH above or below average?
O-1 BAH in MONTEREY is $1,184 above the national average of $2,335/mo with dependents.