E-7 BAH Rates in Monterey, CA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Monterey, CA is $4,218 per month with dependents and $3,258 per month without dependents. This rate is $1,516 above the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Monterey is approximately $10,695.85 with dependents or $9,735.85 without.

E-7 BAH: Monterey vs National Average

	Monterey	National Avg	Difference
With Dependents	$4,218	$2,702	+$1,516
Without Dependents	$3,258	$2,158	+$1,100

E-7 Total Monthly Compensation in Monterey

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Monterey:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$4,218	$3,258
BAS	$476.95	$476.95
Total	$10,695.85	$9,735.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Monterey

• E-3 — $3,249/mo
• E-4 — $3,249/mo
• E-5 — $3,465/mo
• E-6 — $3,867/mo
• O-1 — $3,519/mo
• O-2 — $3,864/mo
• O-3 — $4,824/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Monterey?

The 2026 E-7 BAH rate in Monterey is $4,218/mo with dependents and $3,258/mo without dependents.

What is the total monthly pay for E-7 in Monterey?

An E-7 with 16 years of service in Monterey earns approximately $10,695.85/mo total compensation with dependents (base pay $6,000.9 + BAH $4,218 + BAS $476.95). Without dependents: $9,735.85/mo.

Is Monterey BAH above or below average?

E-7 BAH in Monterey is $1,516 above the national average of $2,702/mo with dependents.

View all California BAH rates →