E-6 BAH Rates in Monterey, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-6 (Staff Sergeant (SSG)) stationed in Monterey, CA is $3,867 per month with dependents and $3,054 per month without dependents. This rate is $1,256 above the national average for E-6.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-6 base pay of $4,759.5/mo (at 10 years of service) and BAS of $476.95/mo, total monthly compensation in Monterey is approximately $9,103.45 with dependents or $8,290.45 without.
E-6 BAH: Monterey vs National Average
| Monterey | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,867 | $2,611 | +$1,256 |
| Without Dependents | $3,054 | $2,037 | +$1,017 |
E-6 Total Monthly Compensation in Monterey
Here is how E-6 pay breaks down for a service member with 10 years of service stationed in Monterey:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,759.5 | $4,759.5 |
| BAH | $3,867 | $3,054 |
| BAS | $476.95 | $476.95 |
| Total | $9,103.45 | $8,290.45 |
Base pay shown for 10 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Monterey
- E-3 — $3,249/mo
- E-4 — $3,249/mo
- E-5 — $3,465/mo
- E-7 — $4,218/mo
- O-1 — $3,519/mo
- O-2 — $3,864/mo
- O-3 — $4,824/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-6 in Monterey?
The 2026 E-6 BAH rate in Monterey is $3,867/mo with dependents and $3,054/mo without dependents.
What is the total monthly pay for E-6 in Monterey?
An E-6 with 10 years of service in Monterey earns approximately $9,103.45/mo total compensation with dependents (base pay $4,759.5 + BAH $3,867 + BAS $476.95). Without dependents: $8,290.45/mo.
Is Monterey BAH above or below average?
E-6 BAH in Monterey is $1,256 above the national average of $2,611/mo with dependents.
E-6 BAH in Monterey, CA, in context
An E-6 with dependents in Monterey, CA draws $3,867/mo — 48.1% above the national average of $2,611 for this grade (28th of 299 MHAs). Without dependents the rate is $3,054/mo, a $813 difference.
Promotion changes housing money here: pinning on E-7 raises BAH in this MHA by $351/mo (to $4,218), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.