Updated February 2026

BAH Rates Madison, WI 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Madison military housing area (MHA: WI316), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,655

$31,860/year

E-5 without Dependents

$1,995

$23,940/year

O-3 with Dependents

$3,426

$41,112/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,394	$28,728
E-2	$2,394	$28,728
E-3	$2,394	$28,728
E-4	$2,394	$28,728
E-5	$2,655	$31,860
E-6	$2,889	$34,668
E-7	$3,084	$37,008
E-8	$3,297	$39,564
E-9	$3,525	$42,300
Warrant Officer
W-1	$2,910	$34,920
W-2	$3,171	$38,052
W-3	$3,435	$41,220
W-4	$3,558	$42,696
W-5	$3,711	$44,532
Commissioned Officer (Prior Enlisted)
O-1E	$3,123	$37,476
O-2E	$3,396	$40,752
O-3E	$3,582	$42,984
Commissioned Officer
O-1	$2,691	$32,292
O-2	$2,886	$34,632
O-3	$3,426	$41,112
O-4	$3,759	$45,108
O-5	$3,993	$47,916
O-6	$4,026	$48,312
O-7	$4,056	$48,672

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,797	$21,564
E-2	$1,797	$21,564
E-3	$1,797	$21,564
E-4	$1,797	$21,564
E-5	$1,995	$23,940
E-6	$2,166	$25,992
E-7	$2,406	$28,872
E-8	$2,706	$32,472
E-9	$2,769	$33,228
Warrant Officer
W-1	$2,313	$27,756
W-2	$2,703	$32,436
W-3	$2,778	$33,336
W-4	$2,931	$35,172
W-5	$3,132	$37,584
Commissioned Officer (Prior Enlisted)
O-1E	$2,652	$31,824
O-2E	$2,754	$33,048
O-3E	$2,880	$34,560
Commissioned Officer
O-1	$2,133	$25,596
O-2	$2,571	$30,852
O-3	$2,799	$33,588
O-4	$3,096	$37,152
O-5	$3,216	$38,592
O-6	$3,414	$40,968
O-7	$3,474	$41,688

33 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Madison (WI316) Military Housing Area:

53508 53515 53517 53521 53527 53528 53529 53531 53532 53558 53559 53560 53562 53571 53572 53575 53589 53590 53593 53597 53598 53703 53704 53705 53706 53711 53713 53714 53715 53716 53717 53718 53719

Frequently Asked Questions

What is the BAH rate for an E-5 in Madison?

The 2026 BAH rate for an E-5 with dependents in Madison, WI is $2,655 per month ($31,860 per year). Without dependents, the rate is $1,995 per month.

How many ZIP codes are in the Madison MHA?

The Madison Military Housing Area (WI316) includes 33 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.