Updated February 2026
BAH Rates in Wisconsin 2026
There are 4 military housing areas in Wisconsin. In 2026, BAH rates for an E-5 with dependents range from $1,338/month in Stevens Point to $2,655/month in Madison. Rates are set annually by the Department of Defense based on local rental market surveys.
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Highest E-5 w/Dep
$2,655
Madison
Lowest E-5 w/Dep
$1,338
Stevens Point
Housing Areas
4
MHAs in WI
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Madison | $2,655 | $1,995 | $3,426 |
| Milwaukee | $2,607 | $1,965 | $3,189 |
| Sparta/Fort McCoy | $1,395 | $1,290 | $1,923 |
| Stevens Point | $1,338 | $1,161 | $1,746 |
How Wisconsin BAH compares
Wisconsin's 4 military housing areas average $1,999/mo for an E-5 with dependents — 12.7% below the national MHA average of $2,289. The spread inside the state is real money: Madison, WI tops the table at $2,655/mo while Stevens Point, WI sits at $1,338/mo — a $1,317 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.