Updated February 2026

BAH Rates Fort Worth, TX 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Fort Worth military housing area (MHA: TX356), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,118

$25,416/year

E-5 without Dependents

$1,656

$19,872/year

O-3 with Dependents

$2,460

$29,520/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,938	$23,256
E-2	$1,938	$23,256
E-3	$1,938	$23,256
E-4	$1,938	$23,256
E-5	$2,118	$25,416
E-6	$2,424	$29,088
E-7	$2,445	$29,340
E-8	$2,454	$29,448
E-9	$2,490	$29,880
Warrant Officer
W-1	$2,442	$29,304
W-2	$2,451	$29,412
W-3	$2,463	$29,556
W-4	$2,511	$30,132
W-5	$2,613	$31,356
Commissioned Officer (Prior Enlisted)
O-1E	$2,448	$29,376
O-2E	$2,457	$29,484
O-3E	$2,526	$30,312
Commissioned Officer
O-1	$2,163	$25,956
O-2	$2,421	$29,052
O-3	$2,460	$29,520
O-4	$2,640	$31,680
O-5	$2,793	$33,516
O-6	$2,814	$33,768
O-7	$2,832	$33,984

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,494	$17,928
E-2	$1,494	$17,928
E-3	$1,494	$17,928
E-4	$1,494	$17,928
E-5	$1,656	$19,872
E-6	$1,815	$21,780
E-7	$1,941	$23,292
E-8	$2,184	$26,208
E-9	$2,268	$27,216
Warrant Officer
W-1	$1,884	$22,608
W-2	$2,181	$26,172
W-3	$2,280	$27,360
W-4	$2,418	$29,016
W-5	$2,427	$29,124
Commissioned Officer (Prior Enlisted)
O-1E	$2,115	$25,380
O-2E	$2,250	$27,000
O-3E	$2,415	$28,980
Commissioned Officer
O-1	$1,752	$21,024
O-2	$2,061	$24,732
O-3	$2,310	$27,720
O-4	$2,421	$29,052
O-5	$2,430	$29,160
O-6	$2,433	$29,196
O-7	$2,451	$29,412

60 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Fort Worth (TX356) Military Housing Area:

76001 76002 76006 76010 76011 76012 76013 76014 76015 76016 76017 76018 76020 76021 76022 76034 76036 76039 76040 76051 76052 76053 76054 76060 76063 76092 76102 76103 76104 76105 76106 76107 76108 76109 76110 76111 76112 76114 76115 76116 76117 76118 76119 76120 76123 76126 76127 76131 76132 76133 76134 76135 76137 76140 76148 76155 76177 76179 76180 76248

Frequently Asked Questions

What is the BAH rate for an E-5 in Fort Worth?

The 2026 BAH rate for an E-5 with dependents in Fort Worth, TX is $2,118 per month ($25,416 per year). Without dependents, the rate is $1,656 per month.

How many ZIP codes are in the Fort Worth MHA?

The Fort Worth Military Housing Area (TX356) includes 60 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Texas BAH rates →

How Fort Worth, TX BAH compares nationally

BAH for Fort Worth, TX comes in below the national average — $2,118/mo for an E-5 with dependents, 7.5% under the $2,289 average across 299 MHAs (149th overall).

Statewide, this ranks 4th of 17 MHAs — between Dallas, TX ($2,469/mo, highest) and Laughlin AFB/Del Rio, TX ($1,470/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $427/mo (25.4%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.