Updated February 2026

BAH Rates Austin, TX 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Austin military housing area (MHA: TX272), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,241

$26,892/year

E-5 without Dependents

$1,731

$20,772/year

O-3 with Dependents

$3,447

$41,364/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,046	$24,552
E-2	$2,046	$24,552
E-3	$2,046	$24,552
E-4	$2,046	$24,552
E-5	$2,241	$26,892
E-6	$2,802	$33,624
E-7	$3,039	$36,468
E-8	$3,294	$39,528
E-9	$3,558	$42,696
Warrant Officer
W-1	$2,826	$33,912
W-2	$3,141	$37,692
W-3	$3,456	$41,472
W-4	$3,597	$43,164
W-5	$3,771	$45,252
Commissioned Officer (Prior Enlisted)
O-1E	$3,087	$37,044
O-2E	$3,408	$40,896
O-3E	$3,624	$43,488
Commissioned Officer
O-1	$2,313	$27,756
O-2	$2,796	$33,552
O-3	$3,447	$41,364
O-4	$3,825	$45,900
O-5	$4,095	$49,140
O-6	$4,131	$49,572
O-7	$4,161	$49,932

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,536	$18,432
E-2	$1,536	$18,432
E-3	$1,536	$18,432
E-4	$1,536	$18,432
E-5	$1,731	$20,772
E-6	$2,103	$25,236
E-7	$2,280	$27,360
E-8	$2,472	$29,664
E-9	$2,670	$32,040
Warrant Officer
W-1	$2,121	$25,452
W-2	$2,355	$28,260
W-3	$2,673	$32,076
W-4	$2,856	$34,272
W-5	$3,096	$37,152
Commissioned Officer (Prior Enlisted)
O-1E	$2,316	$27,792
O-2E	$2,556	$30,672
O-3E	$2,796	$33,552
Commissioned Officer
O-1	$1,848	$22,176
O-2	$2,283	$27,396
O-3	$2,676	$32,112
O-4	$3,054	$36,648
O-5	$3,198	$38,376
O-6	$3,435	$41,220
O-7	$3,495	$41,940

70 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Austin (TX272) Military Housing Area:

76511 76527 76530 76537 76574 76578 78610 78613 78615 78617 78619 78620 78626 78628 78634 78640 78641 78642 78645 78652 78653 78660 78664 78666 78669 78676 78681 78701 78702 78703 78704 78705 78717 78719 78721 78722 78723 78724 78725 78726 78727 78728 78729 78730 78731 78732 78733 78734 78735 78736 78737 78738 78739 78741 78742 78744 78745 78746 78747 78748 78749 78750 78751 78752 78753 78754 78756 78757 78758 78759

Frequently Asked Questions

What is the BAH rate for an E-5 in Austin?

The 2026 BAH rate for an E-5 with dependents in Austin, TX is $2,241 per month ($26,892 per year). Without dependents, the rate is $1,731 per month.

How many ZIP codes are in the Austin MHA?

The Austin Military Housing Area (TX272) includes 70 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Texas BAH rates →

How Austin, TX BAH compares nationally

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,241/mo against a national MHA average of $2,289 (126th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 2nd of 17 MHAs — between Dallas, TX ($2,469/mo, highest) and Laughlin AFB/Del Rio, TX ($1,470/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $635/mo (32.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.