Updated February 2026

BAH Rates Fort Hood, TX 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Fort Hood military housing area (MHA: TX286), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,695

$20,340/year

E-5 without Dependents

$1,530

$18,360/year

O-3 with Dependents

$2,340

$28,080/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,662	$19,944
E-2	$1,662	$19,944
E-3	$1,662	$19,944
E-4	$1,662	$19,944
E-5	$1,695	$20,340
E-6	$1,920	$23,040
E-7	$2,070	$24,840
E-8	$2,238	$26,856
E-9	$2,409	$28,908
Warrant Officer
W-1	$1,938	$23,256
W-2	$2,139	$25,668
W-3	$2,346	$28,152
W-4	$2,433	$29,196
W-5	$2,544	$30,528
Commissioned Officer (Prior Enlisted)
O-1E	$2,100	$25,200
O-2E	$2,313	$27,756
O-3E	$2,451	$29,412
Commissioned Officer
O-1	$1,731	$20,772
O-2	$1,917	$23,004
O-3	$2,340	$28,080
O-4	$2,577	$30,924
O-5	$2,748	$32,976
O-6	$2,769	$33,228
O-7	$2,787	$33,444

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,374	$16,488
E-2	$1,374	$16,488
E-3	$1,374	$16,488
E-4	$1,374	$16,488
E-5	$1,530	$18,360
E-6	$1,626	$19,512
E-7	$1,668	$20,016
E-8	$1,746	$20,952
E-9	$1,806	$21,672
Warrant Officer
W-1	$1,665	$19,980
W-2	$1,743	$20,916
W-3	$1,812	$21,744
W-4	$1,950	$23,400
W-5	$2,109	$25,308
Commissioned Officer (Prior Enlisted)
O-1E	$1,692	$20,304
O-2E	$1,788	$21,456
O-3E	$1,908	$22,896
Commissioned Officer
O-1	$1,623	$19,476
O-2	$1,689	$20,268
O-3	$1,833	$21,996
O-4	$2,076	$24,912
O-5	$2,169	$26,028
O-6	$2,325	$27,900
O-7	$2,361	$28,332

16 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Fort Hood (TX286) Military Housing Area:

76501 76502 76504 76513 76534 76541 76542 76543 76544 76548 76549 76554 76559 76569 76571 76579

Frequently Asked Questions

What is the BAH rate for an E-5 in Fort Hood?

The 2026 BAH rate for an E-5 with dependents in Fort Hood, TX is $1,695 per month ($20,340 per year). Without dependents, the rate is $1,530 per month.

How many ZIP codes are in the Fort Hood MHA?

The Fort Hood Military Housing Area (TX286) includes 16 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.