Updated February 2026

BAH Rates Asheville, NC 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Asheville military housing area (MHA: NC187), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,214

$26,568/year

E-5 without Dependents

$1,773

$21,276/year

O-3 with Dependents

$2,835

$34,020/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,052	$24,624
E-2	$2,052	$24,624
E-3	$2,052	$24,624
E-4	$2,052	$24,624
E-5	$2,214	$26,568
E-6	$2,571	$30,852
E-7	$2,667	$32,004
E-8	$2,772	$33,264
E-9	$2,979	$35,748
Warrant Officer
W-1	$2,589	$31,068
W-2	$2,709	$32,508
W-3	$2,838	$34,056
W-4	$3,033	$36,396
W-5	$3,270	$39,240
Commissioned Officer (Prior Enlisted)
O-1E	$2,682	$32,184
O-2E	$2,817	$33,804
O-3E	$3,069	$36,828
Commissioned Officer
O-1	$2,265	$27,180
O-2	$2,568	$30,816
O-3	$2,835	$34,020
O-4	$3,351	$40,212
O-5	$3,723	$44,676
O-6	$3,753	$45,036
O-7	$3,780	$45,360

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,575	$18,900
E-2	$1,575	$18,900
E-3	$1,575	$18,900
E-4	$1,575	$18,900
E-5	$1,773	$21,276
E-6	$1,926	$23,112
E-7	$2,058	$24,696
E-8	$2,292	$27,504
E-9	$2,391	$28,692
Warrant Officer
W-1	$2,007	$24,084
W-2	$2,289	$27,468
W-3	$2,406	$28,872
W-4	$2,586	$31,032
W-5	$2,688	$32,256
Commissioned Officer (Prior Enlisted)
O-1E	$2,211	$26,532
O-2E	$2,367	$28,404
O-3E	$2,562	$30,744
Commissioned Officer
O-1	$1,887	$22,644
O-2	$2,166	$25,992
O-3	$2,439	$29,268
O-4	$2,667	$32,004
O-5	$2,793	$33,516
O-6	$2,817	$33,804
O-7	$2,865	$34,380

15 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Asheville (NC187) Military Housing Area:

28701 28704 28709 28711 28715 28730 28748 28757 28778 28787 28801 28803 28804 28805 28806

Frequently Asked Questions

What is the BAH rate for an E-5 in Asheville?

The 2026 BAH rate for an E-5 with dependents in Asheville, NC is $2,214 per month ($26,568 per year). Without dependents, the rate is $1,773 per month.

How many ZIP codes are in the Asheville MHA?

The Asheville Military Housing Area (NC187) includes 15 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.