Updated February 2026

BAH Rates West Point, NY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the West Point military housing area (MHA: NY217), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$3,468

$41,616/year

E-5 without Dependents

$2,859

$34,308/year

O-3 with Dependents

$4,380

$52,560/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,258	$39,096
E-2	$3,258	$39,096
E-3	$3,258	$39,096
E-4	$3,258	$39,096
E-5	$3,468	$41,616
E-6	$4,119	$49,428
E-7	$4,215	$50,580
E-8	$4,317	$51,804
E-9	$4,521	$54,252
Warrant Officer
W-1	$4,140	$49,680
W-2	$4,257	$51,084
W-3	$4,383	$52,596
W-4	$4,572	$54,864
W-5	$4,806	$57,672
Commissioned Officer (Prior Enlisted)
O-1E	$4,230	$50,760
O-2E	$4,362	$52,344
O-3E	$4,608	$55,296
Commissioned Officer
O-1	$3,549	$42,588
O-2	$4,113	$49,356
O-3	$4,380	$52,560
O-4	$4,884	$58,608
O-5	$5,253	$63,036
O-6	$5,298	$63,576
O-7	$5,340	$64,080

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,514	$30,168
E-2	$2,514	$30,168
E-3	$2,514	$30,168
E-4	$2,514	$30,168
E-5	$2,859	$34,308
E-6	$3,090	$37,080
E-7	$3,264	$39,168
E-8	$3,600	$43,200
E-9	$3,795	$45,540
Warrant Officer
W-1	$3,195	$38,340
W-2	$3,597	$43,164
W-3	$3,819	$45,828
W-4	$4,137	$49,644
W-5	$4,236	$50,832
Commissioned Officer (Prior Enlisted)
O-1E	$3,465	$41,580
O-2E	$3,753	$45,036
O-3E	$4,113	$49,356
Commissioned Officer
O-1	$3,045	$36,540
O-2	$3,402	$40,824
O-3	$3,882	$46,584
O-4	$4,215	$50,580
O-5	$4,269	$51,228
O-6	$4,362	$52,344
O-7	$4,440	$53,280

37 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the West Point (NY217) Military Housing Area:

10916 10917 10919 10921 10924 10925 10926 10928 10930 10940 10941 10950 10958 10963 10969 10973 10975 10985 10987 10990 10992 10996 10998 12518 12520 12543 12549 12550 12553 12575 12577 12586 12729 12739 12746 12771 12780

Frequently Asked Questions

What is the BAH rate for an E-5 in West Point?

The 2026 BAH rate for an E-5 with dependents in West Point, NY is $3,468 per month ($41,616 per year). Without dependents, the rate is $2,859 per month.

How many ZIP codes are in the West Point MHA?

The West Point Military Housing Area (NY217) includes 37 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.