Updated February 2026

BAH Rates Long Island, NY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Long Island military housing area (MHA: NY218), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$4,425

$53,100/year

E-5 without Dependents

$3,600

$43,200/year

O-3 with Dependents

$5,061

$60,732/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$4,122	$49,464
E-2	$4,122	$49,464
E-3	$4,122	$49,464
E-4	$4,122	$49,464
E-5	$4,425	$53,100
E-6	$4,773	$57,276
E-7	$4,878	$58,536
E-8	$4,992	$59,904
E-9	$5,187	$62,244
Warrant Officer
W-1	$4,791	$57,492
W-2	$4,923	$59,076
W-3	$5,064	$60,768
W-4	$5,229	$62,748
W-5	$5,436	$65,232
Commissioned Officer (Prior Enlisted)
O-1E	$4,896	$58,752
O-2E	$5,043	$60,516
O-3E	$5,262	$63,144
Commissioned Officer
O-1	$4,473	$53,676
O-2	$4,770	$57,240
O-3	$5,061	$60,732
O-4	$5,502	$66,024
O-5	$5,823	$69,876
O-6	$5,874	$70,488
O-7	$5,922	$71,064

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,189	$38,268
E-2	$3,189	$38,268
E-3	$3,189	$38,268
E-4	$3,189	$38,268
E-5	$3,600	$43,200
E-6	$3,852	$46,224
E-7	$4,134	$49,608
E-8	$4,500	$54,000
E-9	$4,596	$55,152
Warrant Officer
W-1	$4,023	$48,276
W-2	$4,497	$53,964
W-3	$4,611	$55,332
W-4	$4,791	$57,492
W-5	$4,902	$58,824
Commissioned Officer (Prior Enlisted)
O-1E	$4,422	$53,064
O-2E	$4,575	$54,900
O-3E	$4,764	$57,168
Commissioned Officer
O-1	$3,816	$45,792
O-2	$4,326	$51,912
O-3	$4,644	$55,728
O-4	$4,878	$58,536
O-5	$4,938	$59,256
O-6	$5,043	$60,516
O-7	$5,136	$61,632

Frequently Asked Questions

What is the BAH rate for an E-5 in Long Island?

The 2026 BAH rate for an E-5 with dependents in Long Island, NY is $4,425 per month ($53,100 per year). Without dependents, the rate is $3,600 per month.

How many ZIP codes are in the Long Island MHA?

The Long Island Military Housing Area code is NY218.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all New York BAH rates →

How Long Island, NY BAH compares nationally

Long Island, NY is the 7th most expensive of the 299 military housing areas nationwide — an E-5 with dependents draws $4,425/mo here, 93.3% above the national MHA average of $2,289. Rates this high usually track tight rental markets, so run the numbers before deciding to live on the local economy.

Statewide, this ranks 3rd of 11 MHAs — between New York City, NY ($5,070/mo, highest) and Fort Drum/Watertown, NY ($1,665/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $812/mo (22.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.