O-2 BAH Rates in Albuquerque/Kirtland AFB, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Albuquerque/Kirtland AFB, NM is $2,325 per month with dependents and $2,142 per month without dependents. This rate is $283 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Albuquerque/Kirtland AFB is approximately $9,137.98 with dependents or $8,954.98 without.
O-2 BAH: Albuquerque/Kirtland AFB vs National Average
| Albuquerque/Kirtland AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,325 | $2,608 | −$283 |
| Without Dependents | $2,142 | $2,243 | −$101 |
O-2 Total Monthly Compensation in Albuquerque/Kirtland AFB
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Albuquerque/Kirtland AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,325 | $2,142 |
| BAS | $328.48 | $328.48 |
| Total | $9,137.98 | $8,954.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Albuquerque/Kirtland AFB
- E-3 — $1,992/mo
- E-4 — $1,992/mo
- E-5 — $2,211/mo
- E-6 — $2,328/mo
- E-7 — $2,352/mo
- O-1 — $2,235/mo
- O-3 — $2,397/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Albuquerque/Kirtland AFB?
The 2026 O-2 BAH rate in Albuquerque/Kirtland AFB is $2,325/mo with dependents and $2,142/mo without dependents.
What is the total monthly pay for O-2 in Albuquerque/Kirtland AFB?
An O-2 with 4 years of service in Albuquerque/Kirtland AFB earns approximately $9,137.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,325 + BAS $328.48). Without dependents: $8,954.98/mo.
Is Albuquerque/Kirtland AFB BAH above or below average?
O-2 BAH in Albuquerque/Kirtland AFB is $283 below the national average of $2,608/mo with dependents.
O-2 BAH in Albuquerque/Kirtland AFB, NM, in context
An O-2 with dependents in Albuquerque/Kirtland AFB, NM draws $2,325/mo — 10.8% below the national average of $2,608 for this grade (167th of 299 MHAs). Without dependents the rate is $2,142/mo, a $183 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $72/mo (to $2,397), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.