O-1 BAH Rates in Albuquerque/Kirtland AFB, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Albuquerque/Kirtland AFB, NM is $2,235 per month with dependents and $1,770 per month without dependents. This rate is $100 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Albuquerque/Kirtland AFB is approximately $6,883.48 with dependents or $6,418.48 without.
O-1 BAH: Albuquerque/Kirtland AFB vs National Average
| Albuquerque/Kirtland AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,235 | $2,335 | −$100 |
| Without Dependents | $1,770 | $1,975 | −$205 |
O-1 Total Monthly Compensation in Albuquerque/Kirtland AFB
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Albuquerque/Kirtland AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $2,235 | $1,770 |
| BAS | $328.48 | $328.48 |
| Total | $6,883.48 | $6,418.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Albuquerque/Kirtland AFB
- E-3 — $1,992/mo
- E-4 — $1,992/mo
- E-5 — $2,211/mo
- E-6 — $2,328/mo
- E-7 — $2,352/mo
- O-2 — $2,325/mo
- O-3 — $2,397/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Albuquerque/Kirtland AFB?
The 2026 O-1 BAH rate in Albuquerque/Kirtland AFB is $2,235/mo with dependents and $1,770/mo without dependents.
What is the total monthly pay for O-1 in Albuquerque/Kirtland AFB?
An O-1 with 2 years of service in Albuquerque/Kirtland AFB earns approximately $6,883.48/mo total compensation with dependents (base pay $4,320 + BAH $2,235 + BAS $328.48). Without dependents: $6,418.48/mo.
Is Albuquerque/Kirtland AFB BAH above or below average?
O-1 BAH in Albuquerque/Kirtland AFB is $100 below the national average of $2,335/mo with dependents.
O-1 BAH in Albuquerque/Kirtland AFB, NM, in context
An O-1 with dependents in Albuquerque/Kirtland AFB, NM draws $2,235/mo — 4.3% below the national average of $2,335 for this grade (135th of 299 MHAs). Without dependents the rate is $1,770/mo, a $465 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $90/mo (to $2,325), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.