E-5 BAH Rates in Albuquerque/Kirtland AFB, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Albuquerque/Kirtland AFB, NM is $2,211 per month with dependents and $1,689 per month without dependents. This rate is $78 below the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Albuquerque/Kirtland AFB is approximately $6,797.95 with dependents or $6,275.95 without.
E-5 BAH: Albuquerque/Kirtland AFB vs National Average
| Albuquerque/Kirtland AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,211 | $2,289 | −$78 |
| Without Dependents | $1,689 | $1,871 | −$182 |
E-5 Total Monthly Compensation in Albuquerque/Kirtland AFB
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Albuquerque/Kirtland AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $2,211 | $1,689 |
| BAS | $476.95 | $476.95 |
| Total | $6,797.95 | $6,275.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Albuquerque/Kirtland AFB
- E-3 — $1,992/mo
- E-4 — $1,992/mo
- E-6 — $2,328/mo
- E-7 — $2,352/mo
- O-1 — $2,235/mo
- O-2 — $2,325/mo
- O-3 — $2,397/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in Albuquerque/Kirtland AFB?
The 2026 E-5 BAH rate in Albuquerque/Kirtland AFB is $2,211/mo with dependents and $1,689/mo without dependents.
What is the total monthly pay for E-5 in Albuquerque/Kirtland AFB?
An E-5 with 6 years of service in Albuquerque/Kirtland AFB earns approximately $6,797.95/mo total compensation with dependents (base pay $4,110 + BAH $2,211 + BAS $476.95). Without dependents: $6,275.95/mo.
Is Albuquerque/Kirtland AFB BAH above or below average?
E-5 BAH in Albuquerque/Kirtland AFB is $78 below the national average of $2,289/mo with dependents.
E-5 BAH in Albuquerque/Kirtland AFB, NM, in context
An E-5 with dependents in Albuquerque/Kirtland AFB, NM draws $2,211/mo — 3.4% below the national average of $2,289 for this grade (130th of 299 MHAs). Without dependents the rate is $1,689/mo, a $522 difference.
Promotion changes housing money here: pinning on E-6 raises BAH in this MHA by $117/mo (to $2,328), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.