Updated February 2026
BAH Rates in New Mexico 2026
There are 5 military housing areas in New Mexico. In 2026, BAH rates for an E-5 with dependents range from $1,365/month in Cannon AFB/Clovis to $2,964/month in Santa Fe/Los Alamos. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Albuquerque/Kirtland AFB | $2,211 | $1,689 | $2,397 |
| Cannon AFB/Clovis | $1,365 | $1,107 | $1,875 |
| Holloman AFB/Alamogordo | $1,590 | $1,197 | $1,905 |
| Santa Fe/Los Alamos | $2,964 | $2,223 | $3,711 |
| White Sands Mr/Las Cruces | $1,701 | $1,275 | $2,082 |
How New Mexico BAH compares
New Mexico's 5 military housing areas average $1,966/mo for an E-5 with dependents — 14.1% below the national MHA average of $2,289. The spread inside the state is real money: Santa Fe/Los Alamos, NM tops the table at $2,964/mo while Cannon AFB/Clovis, NM sits at $1,365/mo — a $1,599 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.