E-4 BAH Rates in Albuquerque/Kirtland AFB, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Albuquerque/Kirtland AFB, NM is $1,992 per month with dependents and $1,557 per month without dependents. This rate is $137 below the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Albuquerque/Kirtland AFB is approximately $6,127.45 with dependents or $5,692.45 without.
E-4 BAH: Albuquerque/Kirtland AFB vs National Average
| Albuquerque/Kirtland AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,992 | $2,129 | −$137 |
| Without Dependents | $1,557 | $1,683 | −$126 |
E-4 Total Monthly Compensation in Albuquerque/Kirtland AFB
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Albuquerque/Kirtland AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $1,992 | $1,557 |
| BAS | $476.95 | $476.95 |
| Total | $6,127.45 | $5,692.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Albuquerque/Kirtland AFB
- E-3 — $1,992/mo
- E-5 — $2,211/mo
- E-6 — $2,328/mo
- E-7 — $2,352/mo
- O-1 — $2,235/mo
- O-2 — $2,325/mo
- O-3 — $2,397/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Albuquerque/Kirtland AFB?
The 2026 E-4 BAH rate in Albuquerque/Kirtland AFB is $1,992/mo with dependents and $1,557/mo without dependents.
What is the total monthly pay for E-4 in Albuquerque/Kirtland AFB?
An E-4 with 4 years of service in Albuquerque/Kirtland AFB earns approximately $6,127.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,992 + BAS $476.95). Without dependents: $5,692.45/mo.
Is Albuquerque/Kirtland AFB BAH above or below average?
E-4 BAH in Albuquerque/Kirtland AFB is $137 below the national average of $2,129/mo with dependents.
E-4 BAH in Albuquerque/Kirtland AFB, NM, in context
An E-4 with dependents in Albuquerque/Kirtland AFB, NM draws $1,992/mo — 6.4% below the national average of $2,129 for this grade (143rd of 299 MHAs). Without dependents the rate is $1,557/mo, a $435 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $219/mo (to $2,211), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.