E-3 BAH Rates in Albuquerque/Kirtland AFB, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Albuquerque/Kirtland AFB, NM is $1,992 per month with dependents and $1,557 per month without dependents. This rate is $137 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Albuquerque/Kirtland AFB is approximately $5,483.95 with dependents or $5,048.95 without.
E-3 BAH: Albuquerque/Kirtland AFB vs National Average
| Albuquerque/Kirtland AFB | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,992 | $2,129 | −$137 |
| Without Dependents | $1,557 | $1,683 | −$126 |
E-3 Total Monthly Compensation in Albuquerque/Kirtland AFB
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Albuquerque/Kirtland AFB:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $1,992 | $1,557 |
| BAS | $476.95 | $476.95 |
| Total | $5,483.95 | $5,048.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Albuquerque/Kirtland AFB
- E-4 — $1,992/mo
- E-5 — $2,211/mo
- E-6 — $2,328/mo
- E-7 — $2,352/mo
- O-1 — $2,235/mo
- O-2 — $2,325/mo
- O-3 — $2,397/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Albuquerque/Kirtland AFB?
The 2026 E-3 BAH rate in Albuquerque/Kirtland AFB is $1,992/mo with dependents and $1,557/mo without dependents.
What is the total monthly pay for E-3 in Albuquerque/Kirtland AFB?
An E-3 with 2 years of service in Albuquerque/Kirtland AFB earns approximately $5,483.95/mo total compensation with dependents (base pay $3,015 + BAH $1,992 + BAS $476.95). Without dependents: $5,048.95/mo.
Is Albuquerque/Kirtland AFB BAH above or below average?
E-3 BAH in Albuquerque/Kirtland AFB is $137 below the national average of $2,129/mo with dependents.
E-3 BAH in Albuquerque/Kirtland AFB, NM, in context
An E-3 with dependents in Albuquerque/Kirtland AFB, NM draws $1,992/mo — 6.4% below the national average of $2,129 for this grade (143rd of 299 MHAs). Without dependents the rate is $1,557/mo, a $435 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $1,992/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.