Updated February 2026

BAH Rates Sault Ste Marie, MI 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Sault Ste Marie military housing area (MHA: MI145), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,536

$18,432/year

E-5 without Dependents

$1,155

$13,860/year

O-3 with Dependents

$1,959

$23,508/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,386	$16,632
E-2	$1,386	$16,632
E-3	$1,386	$16,632
E-4	$1,386	$16,632
E-5	$1,536	$18,432
E-6	$1,920	$23,040
E-7	$1,941	$23,292
E-8	$1,950	$23,400
E-9	$2,058	$24,696
Warrant Officer
W-1	$1,938	$23,256
W-2	$1,947	$23,364
W-3	$1,962	$23,544
W-4	$2,097	$25,164
W-5	$2,268	$27,216
Commissioned Officer (Prior Enlisted)
O-1E	$1,944	$23,328
O-2E	$1,953	$23,436
O-3E	$2,124	$25,488
Commissioned Officer
O-1	$1,590	$19,080
O-2	$1,917	$23,004
O-3	$1,959	$23,508
O-4	$2,325	$27,900
O-5	$2,595	$31,140
O-6	$2,613	$31,356
O-7	$2,628	$31,536

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,041	$12,492
E-2	$1,041	$12,492
E-3	$1,041	$12,492
E-4	$1,041	$12,492
E-5	$1,155	$13,860
E-6	$1,437	$17,244
E-7	$1,458	$17,496
E-8	$1,617	$19,404
E-9	$1,728	$20,736
Warrant Officer
W-1	$1,455	$17,460
W-2	$1,614	$19,368
W-3	$1,743	$20,916
W-4	$1,917	$23,004
W-5	$1,935	$23,220
Commissioned Officer (Prior Enlisted)
O-1E	$1,533	$18,396
O-2E	$1,701	$20,412
O-3E	$1,911	$22,932
Commissioned Officer
O-1	$1,230	$14,760
O-2	$1,491	$17,892
O-3	$1,779	$21,348
O-4	$1,923	$23,076
O-5	$1,947	$23,364
O-6	$1,959	$23,508
O-7	$1,971	$23,652

Frequently Asked Questions

What is the BAH rate for an E-5 in Sault Ste Marie?

The 2026 BAH rate for an E-5 with dependents in Sault Ste Marie, MI is $1,536 per month ($18,432 per year). Without dependents, the rate is $1,155 per month.

How many ZIP codes are in the Sault Ste Marie MHA?

The Sault Ste Marie Military Housing Area code is MI145.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.