Updated February 2026

BAH Rates Rock Island, IL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Rock Island military housing area (MHA: IL089), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,908

$22,896/year

E-5 without Dependents

$1,476

$17,712/year

O-3 with Dependents

$2,298

$27,576/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,722	$20,664
E-2	$1,722	$20,664
E-3	$1,722	$20,664
E-4	$1,722	$20,664
E-5	$1,908	$22,896
E-6	$2,238	$26,856
E-7	$2,262	$27,144
E-8	$2,283	$27,396
E-9	$2,388	$28,656
Warrant Officer
W-1	$2,259	$27,108
W-2	$2,268	$27,216
W-3	$2,301	$27,612
W-4	$2,421	$29,052
W-5	$2,577	$30,924
Commissioned Officer (Prior Enlisted)
O-1E	$2,265	$27,180
O-2E	$2,292	$27,504
O-3E	$2,448	$29,376
Commissioned Officer
O-1	$1,956	$23,472
O-2	$2,235	$26,820
O-3	$2,298	$27,576
O-4	$2,628	$31,536
O-5	$2,868	$34,416
O-6	$2,892	$34,704
O-7	$2,910	$34,920

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,389	$16,668
E-2	$1,389	$16,668
E-3	$1,389	$16,668
E-4	$1,389	$16,668
E-5	$1,476	$17,712
E-6	$1,680	$20,160
E-7	$1,728	$20,736
E-8	$1,980	$23,760
E-9	$2,073	$24,876
Warrant Officer
W-1	$1,695	$20,340
W-2	$1,977	$23,724
W-3	$2,085	$25,020
W-4	$2,238	$26,856
W-5	$2,262	$27,144
Commissioned Officer (Prior Enlisted)
O-1E	$1,905	$22,860
O-2E	$2,052	$24,624
O-3E	$2,232	$26,784
Commissioned Officer
O-1	$1,533	$18,396
O-2	$1,851	$22,212
O-3	$2,118	$25,416
O-4	$2,250	$27,000
O-5	$2,265	$27,180
O-6	$2,277	$27,324
O-7	$2,313	$27,756

17 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Rock Island (IL089) Military Housing Area:

52761 61201 61232 61236 61239 61240 61242 61244 61256 61257 61259 61264 61265 61275 61279 61282 61284

Frequently Asked Questions

What is the BAH rate for an E-5 in Rock Island?

The 2026 BAH rate for an E-5 with dependents in Rock Island, IL is $1,908 per month ($22,896 per year). Without dependents, the rate is $1,476 per month.

How many ZIP codes are in the Rock Island MHA?

The Rock Island Military Housing Area (IL089) includes 17 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.