Updated February 2026

BAH Rates Springfield/Decatur, IL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Springfield/Decatur military housing area (MHA: IL335), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,527

$18,324/year

E-5 without Dependents

$1,152

$13,824/year

O-3 with Dependents

$2,001

$24,012/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,356	$16,272
E-2	$1,356	$16,272
E-3	$1,356	$16,272
E-4	$1,356	$16,272
E-5	$1,527	$18,324
E-6	$1,824	$21,888
E-7	$1,887	$22,644
E-8	$1,959	$23,508
E-9	$2,070	$24,840
Warrant Officer
W-1	$1,842	$22,104
W-2	$1,917	$23,004
W-3	$2,004	$24,048
W-4	$2,094	$25,128
W-5	$2,205	$26,460
Commissioned Officer (Prior Enlisted)
O-1E	$1,899	$22,788
O-2E	$1,989	$23,868
O-3E	$2,109	$25,308
Commissioned Officer
O-1	$1,572	$18,864
O-2	$1,821	$21,852
O-3	$2,001	$24,012
O-4	$2,238	$26,856
O-5	$2,412	$28,944
O-6	$2,430	$29,160
O-7	$2,442	$29,304

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,119	$13,428
E-2	$1,119	$13,428
E-3	$1,119	$13,428
E-4	$1,119	$13,428
E-5	$1,152	$13,824
E-6	$1,365	$16,380
E-7	$1,416	$16,992
E-8	$1,593	$19,116
E-9	$1,674	$20,088
Warrant Officer
W-1	$1,383	$16,596
W-2	$1,590	$19,080
W-3	$1,686	$20,232
W-4	$1,833	$21,996
W-5	$1,902	$22,824
Commissioned Officer (Prior Enlisted)
O-1E	$1,524	$18,288
O-2E	$1,656	$19,872
O-3E	$1,815	$21,780
Commissioned Officer
O-1	$1,182	$14,184
O-2	$1,476	$17,712
O-3	$1,713	$20,556
O-4	$1,884	$22,608
O-5	$1,920	$23,040
O-6	$1,983	$23,796
O-7	$2,013	$24,156

40 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Springfield/Decatur (IL335) Military Housing Area:

61756 62501 62513 62514 62515 62520 62521 62522 62523 62526 62530 62532 62535 62536 62537 62539 62544 62545 62549 62551 62552 62554 62558 62561 62563 62573 62615 62625 62629 62661 62670 62677 62684 62689 62693 62701 62702 62703 62704 62707

Frequently Asked Questions

What is the BAH rate for an E-5 in Springfield/Decatur?

The 2026 BAH rate for an E-5 with dependents in Springfield/Decatur, IL is $1,527 per month ($18,324 per year). Without dependents, the rate is $1,152 per month.

How many ZIP codes are in the Springfield/Decatur MHA?

The Springfield/Decatur Military Housing Area (IL335) includes 40 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Illinois BAH rates →

How Springfield/Decatur, IL BAH compares nationally

This is one of the country's lower-cost military housing areas: 263rd of 299 MHAs, with an E-5-with-dependents rate of $1,527/mo — 33.3% under the $2,289 national average. Lower BAH cuts both ways: the allowance is smaller, but it typically stretches further against local rents.

This is the lowest-rate MHA of the 7 in the state; the highest, Chicago, IL, pays the same E-5 $1,911 more per month.

Across enlisted grades here, having dependents adds an average of $335/mo (25.6%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.