O-2 BAH Rates in MONTEREY, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in MONTEREY, CA is $3,864 per month with dependents and $3,396 per month without dependents. This rate is $1,256 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in MONTEREY is approximately $10,676.98 with dependents or $10,208.98 without.
O-2 BAH: MONTEREY vs National Average
| MONTEREY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,864 | $2,608 | +$1,256 |
| Without Dependents | $3,396 | $2,243 | +$1,153 |
O-2 Total Monthly Compensation in MONTEREY
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in MONTEREY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,864 | $3,396 |
| BAS | $328.48 | $328.48 |
| Total | $10,676.98 | $10,208.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in MONTEREY
- E-3 — $3,249/mo
- E-4 — $3,249/mo
- E-5 — $3,465/mo
- E-6 — $3,867/mo
- E-7 — $4,218/mo
- O-1 — $3,519/mo
- O-3 — $4,824/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in MONTEREY?
The 2026 O-2 BAH rate in MONTEREY is $3,864/mo with dependents and $3,396/mo without dependents.
What is the total monthly pay for O-2 in MONTEREY?
An O-2 with 4 years of service in MONTEREY earns approximately $10,676.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,864 + BAS $328.48). Without dependents: $10,208.98/mo.
Is MONTEREY BAH above or below average?
O-2 BAH in MONTEREY is $1,256 above the national average of $2,608/mo with dependents.