Updated February 2026

BAH Rates Montgomery, AL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Montgomery military housing area (MHA: AL005), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,683

$20,196/year

E-5 without Dependents

$1,431

$17,172/year

O-3 with Dependents

$1,932

$23,184/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,605	$19,260
E-2	$1,605	$19,260
E-3	$1,605	$19,260
E-4	$1,605	$19,260
E-5	$1,683	$20,196
E-6	$1,758	$21,096
E-7	$1,818	$21,816
E-8	$1,887	$22,644
E-9	$2,034	$24,408
Warrant Officer
W-1	$1,773	$21,276
W-2	$1,845	$22,140
W-3	$1,935	$23,220
W-4	$2,073	$24,876
W-5	$2,244	$26,928
Commissioned Officer (Prior Enlisted)
O-1E	$1,827	$21,924
O-2E	$1,920	$23,040
O-3E	$2,100	$25,200
Commissioned Officer
O-1	$1,701	$20,412
O-2	$1,755	$21,060
O-3	$1,932	$23,184
O-4	$2,298	$27,576
O-5	$2,565	$30,780
O-6	$2,583	$30,996
O-7	$2,598	$31,176

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,269	$15,228
E-2	$1,269	$15,228
E-3	$1,269	$15,228
E-4	$1,269	$15,228
E-5	$1,431	$17,172
E-6	$1,527	$18,324
E-7	$1,605	$19,260
E-8	$1,704	$20,448
E-9	$1,713	$20,556
Warrant Officer
W-1	$1,590	$19,080
W-2	$1,701	$20,412
W-3	$1,719	$20,628
W-4	$1,764	$21,168
W-5	$1,833	$21,996
Commissioned Officer (Prior Enlisted)
O-1E	$1,680	$20,160
O-2E	$1,710	$20,520
O-3E	$1,746	$20,952
Commissioned Officer
O-1	$1,524	$18,288
O-2	$1,662	$19,944
O-3	$1,725	$20,700
O-4	$1,815	$21,780
O-5	$1,923	$23,076
O-6	$1,938	$23,256
O-7	$1,950	$23,400

19 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Montgomery (AL005) Military Housing Area:

36013 36036 36043 36052 36064 36065 36069 36104 36105 36106 36107 36108 36109 36110 36111 36113 36115 36116 36117

Frequently Asked Questions

What is the BAH rate for an E-5 in Montgomery?

The 2026 BAH rate for an E-5 with dependents in Montgomery, AL is $1,683 per month ($20,196 per year). Without dependents, the rate is $1,431 per month.

How many ZIP codes are in the Montgomery MHA?

The Montgomery Military Housing Area (AL005) includes 19 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.