Updated February 2026

BAH Rates Mobile, AL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Mobile military housing area (MHA: AL004), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,887

$22,644/year

E-5 without Dependents

$1,473

$17,676/year

O-3 with Dependents

$2,202

$26,424/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,731	$20,772
E-2	$1,731	$20,772
E-3	$1,731	$20,772
E-4	$1,731	$20,772
E-5	$1,887	$22,644
E-6	$2,073	$24,876
E-7	$2,118	$25,416
E-8	$2,169	$26,028
E-9	$2,286	$27,432
Warrant Officer
W-1	$2,091	$25,092
W-2	$2,139	$25,668
W-3	$2,205	$26,460
W-4	$2,319	$27,828
W-5	$2,463	$29,556
Commissioned Officer (Prior Enlisted)
O-1E	$2,124	$25,488
O-2E	$2,193	$26,316
O-3E	$2,340	$28,080
Commissioned Officer
O-1	$1,917	$23,004
O-2	$2,070	$24,840
O-3	$2,202	$26,424
O-4	$2,508	$30,096
O-5	$2,730	$32,760
O-6	$2,751	$33,012
O-7	$2,766	$33,192

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,302	$15,624
E-2	$1,302	$15,624
E-3	$1,302	$15,624
E-4	$1,302	$15,624
E-5	$1,473	$17,676
E-6	$1,587	$19,044
E-7	$1,734	$20,808
E-8	$1,929	$23,148
E-9	$1,974	$23,688
Warrant Officer
W-1	$1,689	$20,268
W-2	$1,926	$23,112
W-3	$1,983	$23,796
W-4	$2,076	$24,912
W-5	$2,127	$25,524
Commissioned Officer (Prior Enlisted)
O-1E	$1,884	$22,608
O-2E	$1,965	$23,580
O-3E	$2,064	$24,768
Commissioned Officer
O-1	$1,572	$18,864
O-2	$1,839	$22,068
O-3	$2,001	$24,012
O-4	$2,112	$25,344
O-5	$2,136	$25,632
O-6	$2,181	$26,172
O-7	$2,217	$26,604

32 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Mobile (AL004) Military Housing Area:

36505 36509 36521 36522 36523 36525 36528 36541 36544 36560 36571 36572 36575 36582 36587 36602 36603 36604 36605 36606 36607 36608 36609 36610 36611 36612 36613 36617 36618 36619 36693 36695

Frequently Asked Questions

What is the BAH rate for an E-5 in Mobile?

The 2026 BAH rate for an E-5 with dependents in Mobile, AL is $1,887 per month ($22,644 per year). Without dependents, the rate is $1,473 per month.

How many ZIP codes are in the Mobile MHA?

The Mobile Military Housing Area (AL004) includes 32 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Alabama BAH rates →

How Mobile, AL BAH compares nationally

BAH for Mobile, AL comes in below the national average — $1,887/mo for an E-5 with dependents, 17.6% under the $2,289 average across 299 MHAs (190th overall).

Statewide, this ranks 2nd of 7 MHAs — between Birmingham, AL ($2,439/mo, highest) and Anniston/Fort Mcclellan, AL ($1,185/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $395/mo (26.8%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.