Updated February 2026
BAH Rates in Alabama 2026
There are 7 military housing areas in Alabama. In 2026, BAH rates for an E-5 with dependents range from $1,185/month in Anniston/Fort McClellan to $2,439/month in Birmingham. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$2,439
Birmingham
Lowest E-5 w/Dep
$1,185
Anniston/Fort McClellan
Housing Areas
7
MHAs in AL
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Anniston/Fort McClellan | $1,185 | $1,119 | $1,686 |
| Auburn | $1,707 | $1,473 | $2,412 |
| Birmingham | $2,439 | $1,878 | $2,565 |
| Fort Novosel (Fort Rucker) | $1,572 | $1,251 | $2,262 |
| Huntsville | $1,797 | $1,443 | $2,226 |
| Mobile | $1,887 | $1,473 | $2,202 |
| Montgomery | $1,683 | $1,431 | $1,932 |
How Alabama BAH compares
Alabama's 7 military housing areas average $1,753/mo for an E-5 with dependents — 23.4% below the national MHA average of $2,289. The spread inside the state is real money: Birmingham, AL tops the table at $2,439/mo while Anniston/Fort Mcclellan, AL sits at $1,185/mo — a $1,254 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.