Updated February 2026

BAH Rates Birmingham, AL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Birmingham military housing area (MHA: AL007), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,439

$29,268/year

E-5 without Dependents

$1,878

$22,536/year

O-3 with Dependents

$2,565

$30,780/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,223	$26,676
E-2	$2,223	$26,676
E-3	$2,223	$26,676
E-4	$2,223	$26,676
E-5	$2,439	$29,268
E-6	$2,532	$30,384
E-7	$2,550	$30,600
E-8	$2,559	$30,708
E-9	$2,583	$30,996
Warrant Officer
W-1	$2,547	$30,564
W-2	$2,556	$30,672
W-3	$2,568	$30,816
W-4	$2,598	$31,176
W-5	$2,682	$32,184
Commissioned Officer (Prior Enlisted)
O-1E	$2,553	$30,636
O-2E	$2,562	$30,744
O-3E	$2,613	$31,356
Commissioned Officer
O-1	$2,457	$29,484
O-2	$2,529	$30,348
O-3	$2,565	$30,780
O-4	$2,703	$32,436
O-5	$2,826	$33,912
O-6	$2,847	$34,164
O-7	$2,865	$34,380

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,668	$20,016
E-2	$1,668	$20,016
E-3	$1,668	$20,016
E-4	$1,668	$20,016
E-5	$1,878	$22,536
E-6	$2,031	$24,372
E-7	$2,232	$26,784
E-8	$2,463	$29,556
E-9	$2,478	$29,736
Warrant Officer
W-1	$2,160	$25,920
W-2	$2,460	$29,520
W-3	$2,484	$29,808
W-4	$2,520	$30,240
W-5	$2,532	$30,384
Commissioned Officer (Prior Enlisted)
O-1E	$2,436	$29,232
O-2E	$2,472	$29,664
O-3E	$2,517	$30,204
Commissioned Officer
O-1	$2,007	$24,084
O-2	$2,370	$28,440
O-3	$2,490	$29,880
O-4	$2,523	$30,276
O-5	$2,535	$30,420
O-6	$2,538	$30,456
O-7	$2,556	$30,672

51 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Birmingham (AL007) Military Housing Area:

35005 35006 35020 35022 35023 35036 35060 35061 35062 35064 35068 35071 35073 35091 35094 35116 35117 35118 35119 35126 35127 35139 35173 35180 35203 35204 35205 35206 35207 35208 35209 35210 35211 35212 35213 35214 35215 35216 35217 35218 35221 35222 35223 35224 35226 35228 35233 35234 35235 35243 35244

Frequently Asked Questions

What is the BAH rate for an E-5 in Birmingham?

The 2026 BAH rate for an E-5 with dependents in Birmingham, AL is $2,439 per month ($29,268 per year). Without dependents, the rate is $1,878 per month.

How many ZIP codes are in the Birmingham MHA?

The Birmingham Military Housing Area (AL007) includes 51 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Alabama BAH rates →

How Birmingham, AL BAH compares nationally

BAH for Birmingham, AL runs above the national average: $2,439/mo for an E-5 with dependents versus a $2,289 average across all 299 MHAs (92nd overall, 6.6% above average).

Within the state, this is the highest-rate MHA of 7; the lowest is Anniston/Fort Mcclellan, AL at $1,185/mo for the same E-5 — a $1,254 monthly spread that matters if you have any say in your assignment.

Across enlisted grades here, having dependents adds an average of $422/mo (23.3%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.