W-4 (Chief Warrant Officer 4) Pay with 4 Years of Service — 2026
An W-4 (Chief Warrant Officer 4) with 4 years of service earns $6,502.20 per month in base pay in 2026, which is $78,026.40 per year. Base pay is the taxable portion of military compensation and does not include housing or food allowances.
When you add the national average BAH of $2,978/mo (with dependents) and BAS of $476.95/mo, total monthly compensation comes to approximately $9,957. BAH and BAS are tax-free, making the effective compensation even higher than it appears.
Monthly Compensation Breakdown
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,502.20 | $6,502.20 |
| BAH (national avg) | $2,978 | $2,627 |
| BAS | $476.95 | $476.95 |
| Total | $9,957 | $9,606 |
BAH varies by location. Use the BAH Calculator for your exact rate.
W-4 Pay Progression by Years of Service
See how W-4 base pay changes as you gain more time in service:
| Years of Service | Monthly Base Pay | Annual |
|---|---|---|
| 0 years | $5,719.80 | $68,637.60 |
| 2 years | $6,152.10 | $73,825.20 |
| 3 years | $6,328.50 | $75,942.00 |
| 4 years ← you | $6,502.20 | $78,026.40 |
| 6 years | $6,801.90 | $81,622.80 |
| 8 years | $7,098.00 | $85,176.00 |
| 10 years | $7,398.00 | $88,776.00 |
| 12 years | $7,848.30 | $94,179.60 |
| 14 years | $8,243.70 | $98,924.40 |
| 16 years | $8,619.90 | $103,438.80 |
| 18 years | $8,928.60 | $107,143.20 |
| 20 years | $9,228.90 | $110,746.80 |
How W-4 Compares to Other Ranks at 4 Years
| Rank | Base Pay (4 YOS) | Difference |
|---|---|---|
| W-3 | $5,736.90 | -$765.30 |
| W-4 | $6,502.20 | — |
More W-4 Pay Information
- W-4 with 2 years of service
- W-4 with 6 years of service
- Full W-4 Pay Table (all years)
- All Military Pay Charts
Frequently Asked Questions
How much does an W-4 make with 4 years of service?
An W-4 (Chief Warrant Officer 4) with 4 years of service earns $6,502.20/month in base pay ($78,026.40/year). With BAH and BAS, total compensation averages $9,957/month with dependents.
What is W-4 base pay at 4 years?
2026 W-4 base pay at 4 years of service is $6,502.20/month. This is the taxable portion of military pay.
Is military pay taxable?
Base pay is subject to federal income tax. BAH and BAS are tax-free. For an W-4, this means $3,454.95/month in allowances is untaxed, significantly reducing your effective tax rate.
W-4 at 4 years, in context
This exact cell of the pay table — W-4 over 4 years — pays $238 more per month than it did in 2025 (3.8% increase, $2,855 a year).
The next longevity raise on this row lands at over 6 years: $6,802/mo, a $300 bump with no promotion required.