Updated February 2026

BAH Rates Charleston, WV 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Charleston military housing area (MHA: WV323), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,404

$16,848/year

E-5 without Dependents

$1,149

$13,788/year

O-3 with Dependents

$1,860

$22,320/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,308	$15,696
E-2	$1,308	$15,696
E-3	$1,308	$15,696
E-4	$1,308	$15,696
E-5	$1,404	$16,848
E-6	$1,764	$21,168
E-7	$1,800	$21,600
E-8	$1,833	$21,996
E-9	$1,956	$23,472
Warrant Officer
W-1	$1,785	$21,420
W-2	$1,812	$21,744
W-3	$1,863	$22,356
W-4	$1,992	$23,904
W-5	$2,157	$25,884
Commissioned Officer (Prior Enlisted)
O-1E	$1,803	$21,636
O-2E	$1,851	$22,212
O-3E	$2,016	$24,192
Commissioned Officer
O-1	$1,452	$17,424
O-2	$1,761	$21,132
O-3	$1,860	$22,320
O-4	$2,208	$26,496
O-5	$2,463	$29,556
O-6	$2,481	$29,772
O-7	$2,496	$29,952

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,056	$12,672
E-2	$1,056	$12,672
E-3	$1,056	$12,672
E-4	$1,056	$12,672
E-5	$1,149	$13,788
E-6	$1,323	$15,876
E-7	$1,350	$16,200
E-8	$1,479	$17,748
E-9	$1,581	$18,972
Warrant Officer
W-1	$1,338	$16,056
W-2	$1,476	$17,712
W-3	$1,596	$19,152
W-4	$1,767	$21,204
W-5	$1,806	$21,672
Commissioned Officer (Prior Enlisted)
O-1E	$1,401	$16,812
O-2E	$1,560	$18,720
O-3E	$1,758	$21,096
Commissioned Officer
O-1	$1,209	$14,508
O-2	$1,377	$16,524
O-3	$1,632	$19,584
O-4	$1,791	$21,492
O-5	$1,848	$22,176
O-6	$1,860	$22,320
O-7	$1,872	$22,464

37 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Charleston (WV323) Military Housing Area:

25015 25025 25035 25039 25045 25054 25064 25067 25071 25075 25083 25086 25102 25103 25107 25110 25126 25132 25134 25143 25160 25162 25177 25202 25214 25301 25302 25303 25304 25306 25309 25311 25312 25313 25314 25315 25320

Frequently Asked Questions

What is the BAH rate for an E-5 in Charleston?

The 2026 BAH rate for an E-5 with dependents in Charleston, WV is $1,404 per month ($16,848 per year). Without dependents, the rate is $1,149 per month.

How many ZIP codes are in the Charleston MHA?

The Charleston Military Housing Area (WV323) includes 37 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.