Updated February 2026

BAH Rates Spokane, WA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Spokane military housing area (MHA: WA310), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,184

$26,208/year

E-5 without Dependents

$1,665

$19,980/year

O-3 with Dependents

$2,844

$34,128/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,947	$23,364
E-2	$1,947	$23,364
E-3	$1,947	$23,364
E-4	$1,947	$23,364
E-5	$2,184	$26,208
E-6	$2,553	$30,636
E-7	$2,658	$31,896
E-8	$2,772	$33,264
E-9	$2,901	$34,812
Warrant Officer
W-1	$2,574	$30,888
W-2	$2,706	$32,472
W-3	$2,847	$34,164
W-4	$2,922	$35,064
W-5	$3,021	$36,252
Commissioned Officer (Prior Enlisted)
O-1E	$2,679	$32,148
O-2E	$2,826	$33,912
O-3E	$2,937	$35,244
Commissioned Officer
O-1	$2,235	$26,820
O-2	$2,550	$30,600
O-3	$2,844	$34,128
O-4	$3,048	$36,576
O-5	$3,195	$38,340
O-6	$3,222	$38,664
O-7	$3,243	$38,916

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,611	$19,332
E-2	$1,611	$19,332
E-3	$1,611	$19,332
E-4	$1,611	$19,332
E-5	$1,665	$19,980
E-6	$1,914	$22,968
E-7	$1,995	$23,940
E-8	$2,262	$27,144
E-9	$2,367	$28,404
Warrant Officer
W-1	$1,932	$23,184
W-2	$2,259	$27,108
W-3	$2,382	$28,584
W-4	$2,574	$30,888
W-5	$2,685	$32,220
Commissioned Officer (Prior Enlisted)
O-1E	$2,181	$26,172
O-2E	$2,343	$28,116
O-3E	$2,547	$30,564
Commissioned Officer
O-1	$1,707	$20,484
O-2	$2,106	$25,272
O-3	$2,418	$29,016
O-4	$2,658	$31,896
O-5	$2,721	$32,652
O-6	$2,826	$33,912
O-7	$2,874	$34,488

35 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Spokane (WA310) Military Housing Area:

99001 99003 99004 99005 99006 99009 99011 99012 99016 99018 99019 99020 99021 99022 99023 99025 99027 99030 99031 99036 99037 99201 99202 99203 99204 99205 99206 99207 99208 99212 99216 99217 99218 99223 99224

Frequently Asked Questions

What is the BAH rate for an E-5 in Spokane?

The 2026 BAH rate for an E-5 with dependents in Spokane, WA is $2,184 per month ($26,208 per year). Without dependents, the rate is $1,665 per month.

How many ZIP codes are in the Spokane MHA?

The Spokane Military Housing Area (WA310) includes 35 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Washington BAH rates →

How Spokane, WA BAH compares nationally

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,184/mo against a national MHA average of $2,289 (137th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 6th of 8 MHAs — between Seattle, WA ($3,135/mo, highest) and Yakima, WA ($1,923/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $468/mo (25.1%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.