Updated February 2026

BAH Rates Charlottesville, VA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Charlottesville military housing area (MHA: VA295), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,373

$28,476/year

E-5 without Dependents

$2,034

$24,408/year

O-3 with Dependents

$3,045

$36,540/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,259	$27,108
E-2	$2,259	$27,108
E-3	$2,259	$27,108
E-4	$2,259	$27,108
E-5	$2,373	$28,476
E-6	$2,715	$32,580
E-7	$2,835	$34,020
E-8	$2,964	$35,568
E-9	$3,129	$37,548
Warrant Officer
W-1	$2,733	$32,796
W-2	$2,889	$34,668
W-3	$3,048	$36,576
W-4	$3,156	$37,872
W-5	$3,291	$39,492
Commissioned Officer (Prior Enlisted)
O-1E	$2,856	$34,272
O-2E	$3,024	$36,288
O-3E	$3,177	$38,124
Commissioned Officer
O-1	$2,421	$29,052
O-2	$2,712	$32,544
O-3	$3,045	$36,540
O-4	$3,333	$39,996
O-5	$3,540	$42,480
O-6	$3,567	$42,804
O-7	$3,594	$43,128

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,845	$22,140
E-2	$1,845	$22,140
E-3	$1,845	$22,140
E-4	$1,845	$22,140
E-5	$2,034	$24,408
E-6	$2,151	$25,812
E-7	$2,259	$27,108
E-8	$2,445	$29,340
E-9	$2,541	$30,492
Warrant Officer
W-1	$2,232	$26,784
W-2	$2,442	$29,304
W-3	$2,556	$30,672
W-4	$2,739	$32,868
W-5	$2,865	$34,380
Commissioned Officer (Prior Enlisted)
O-1E	$2,370	$28,440
O-2E	$2,520	$30,240
O-3E	$2,706	$32,472
Commissioned Officer
O-1	$2,142	$25,704
O-2	$2,340	$28,080
O-3	$2,589	$31,068
O-4	$2,838	$34,056
O-5	$2,907	$34,884
O-6	$3,027	$36,324
O-7	$3,081	$36,972

14 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Charlottesville (VA295) Military Housing Area:

22901 22911 22924 22931 22932 22935 22936 22937 22940 22943 22946 22947 22959 24590

Frequently Asked Questions

What is the BAH rate for an E-5 in Charlottesville?

The 2026 BAH rate for an E-5 with dependents in Charlottesville, VA is $2,373 per month ($28,476 per year). Without dependents, the rate is $2,034 per month.

How many ZIP codes are in the Charlottesville MHA?

The Charlottesville Military Housing Area (VA295) includes 14 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.