Updated February 2026

BAH Rates San Antonio, TX 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the San Antonio military housing area (MHA: TX285), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,869

$22,428/year

E-5 without Dependents

$1,500

$18,000/year

O-3 with Dependents

$2,127

$25,524/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,728	$20,736
E-2	$1,728	$20,736
E-3	$1,728	$20,736
E-4	$1,728	$20,736
E-5	$1,869	$22,428
E-6	$2,094	$25,128
E-7	$2,112	$25,344
E-8	$2,121	$25,452
E-9	$2,157	$25,884
Warrant Officer
W-1	$2,109	$25,308
W-2	$2,118	$25,416
W-3	$2,130	$25,560
W-4	$2,178	$26,136
W-5	$2,280	$27,360
Commissioned Officer (Prior Enlisted)
O-1E	$2,115	$25,380
O-2E	$2,124	$25,488
O-3E	$2,196	$26,352
Commissioned Officer
O-1	$1,905	$22,860
O-2	$2,091	$25,092
O-3	$2,127	$25,524
O-4	$2,307	$27,684
O-5	$2,457	$29,484
O-6	$2,475	$29,700
O-7	$2,490	$29,880

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,359	$16,308
E-2	$1,359	$16,308
E-3	$1,359	$16,308
E-4	$1,359	$16,308
E-5	$1,500	$18,000
E-6	$1,596	$19,152
E-7	$1,731	$20,772
E-8	$1,920	$23,040
E-9	$1,977	$23,724
Warrant Officer
W-1	$1,692	$20,304
W-2	$1,917	$23,004
W-3	$1,986	$23,832
W-4	$2,085	$25,020
W-5	$2,097	$25,164
Commissioned Officer (Prior Enlisted)
O-1E	$1,866	$22,392
O-2E	$1,965	$23,580
O-3E	$2,082	$24,984
Commissioned Officer
O-1	$1,584	$19,008
O-2	$1,827	$21,924
O-3	$2,007	$24,084
O-4	$2,088	$25,056
O-5	$2,100	$25,200
O-6	$2,103	$25,236
O-7	$2,112	$25,344

68 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the San Antonio (TX285) Military Housing Area:

78002 78015 78023 78073 78101 78109 78112 78148 78152 78201 78202 78203 78204 78205 78207 78208 78209 78210 78211 78212 78213 78214 78215 78216 78217 78218 78219 78220 78221 78222 78223 78224 78225 78226 78227 78228 78229 78230 78231 78232 78233 78235 78236 78237 78238 78239 78240 78242 78244 78245 78247 78248 78249 78250 78251 78252 78253 78254 78255 78256 78257 78258 78259 78260 78261 78263 78264 79313

Frequently Asked Questions

What is the BAH rate for an E-5 in San Antonio?

The 2026 BAH rate for an E-5 with dependents in San Antonio, TX is $1,869 per month ($22,428 per year). Without dependents, the rate is $1,500 per month.

How many ZIP codes are in the San Antonio MHA?

The San Antonio Military Housing Area (TX285) includes 68 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.