Updated February 2026

BAH Rates Lubbock, TX 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Lubbock military housing area (MHA: TX283), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,476

$17,712/year

E-5 without Dependents

$1,272

$15,264/year

O-3 with Dependents

$1,983

$23,796/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,416	$16,992
E-2	$1,416	$16,992
E-3	$1,416	$16,992
E-4	$1,416	$16,992
E-5	$1,476	$17,712
E-6	$1,812	$21,744
E-7	$1,875	$22,500
E-8	$1,941	$23,292
E-9	$2,082	$24,984
Warrant Officer
W-1	$1,830	$21,960
W-2	$1,902	$22,824
W-3	$1,986	$23,832
W-4	$2,121	$25,452
W-5	$2,289	$27,468
Commissioned Officer (Prior Enlisted)
O-1E	$1,884	$22,608
O-2E	$1,971	$23,652
O-3E	$2,145	$25,740
Commissioned Officer
O-1	$1,524	$18,288
O-2	$1,809	$21,708
O-3	$1,983	$23,796
O-4	$2,343	$28,116
O-5	$2,604	$31,248
O-6	$2,622	$31,464
O-7	$2,637	$31,644

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,146	$13,752
E-2	$1,146	$13,752
E-3	$1,146	$13,752
E-4	$1,146	$13,752
E-5	$1,272	$15,264
E-6	$1,356	$16,272
E-7	$1,413	$16,956
E-8	$1,548	$18,576
E-9	$1,641	$19,692
Warrant Officer
W-1	$1,407	$16,884
W-2	$1,545	$18,540
W-3	$1,656	$19,872
W-4	$1,821	$21,852
W-5	$1,887	$22,644
Commissioned Officer (Prior Enlisted)
O-1E	$1,473	$17,676
O-2E	$1,620	$19,440
O-3E	$1,803	$21,636
Commissioned Officer
O-1	$1,350	$16,200
O-2	$1,461	$17,532
O-3	$1,689	$20,268
O-4	$1,869	$22,428
O-5	$1,953	$23,436
O-6	$1,968	$23,616
O-7	$1,995	$23,940

21 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Lubbock (TX283) Military Housing Area:

79329 79350 79363 79364 79366 79382 79401 79403 79404 79405 79406 79407 79410 79411 79412 79413 79414 79415 79416 79423 79424

Frequently Asked Questions

What is the BAH rate for an E-5 in Lubbock?

The 2026 BAH rate for an E-5 with dependents in Lubbock, TX is $1,476 per month ($17,712 per year). Without dependents, the rate is $1,272 per month.

How many ZIP codes are in the Lubbock MHA?

The Lubbock Military Housing Area (TX283) includes 21 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.