Updated February 2026

BAH Rates Knoxville, TN 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Knoxville military housing area (MHA: TN267), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,184

$26,208/year

E-5 without Dependents

$1,809

$21,708/year

O-3 with Dependents

$2,904

$34,848/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,058	$24,696
E-2	$2,058	$24,696
E-3	$2,058	$24,696
E-4	$2,058	$24,696
E-5	$2,184	$26,208
E-6	$2,649	$31,788
E-7	$2,745	$32,940
E-8	$2,844	$34,128
E-9	$3,000	$36,000
Warrant Officer
W-1	$2,670	$32,040
W-2	$2,784	$33,408
W-3	$2,907	$34,884
W-4	$3,036	$36,432
W-5	$3,195	$38,340
Commissioned Officer (Prior Enlisted)
O-1E	$2,760	$33,120
O-2E	$2,889	$34,668
O-3E	$3,060	$36,720
Commissioned Officer
O-1	$2,247	$26,964
O-2	$2,646	$31,752
O-3	$2,904	$34,848
O-4	$3,243	$38,916
O-5	$3,492	$41,904
O-6	$3,519	$42,228
O-7	$3,543	$42,516

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,599	$19,188
E-2	$1,599	$19,188
E-3	$1,599	$19,188
E-4	$1,599	$19,188
E-5	$1,809	$21,708
E-6	$1,986	$23,832
E-7	$2,061	$24,732
E-8	$2,283	$27,396
E-9	$2,418	$29,016
Warrant Officer
W-1	$2,028	$24,336
W-2	$2,280	$27,360
W-3	$2,436	$29,232
W-4	$2,667	$32,004
W-5	$2,766	$33,192
Commissioned Officer (Prior Enlisted)
O-1E	$2,181	$26,172
O-2E	$2,388	$28,656
O-3E	$2,643	$31,716
Commissioned Officer
O-1	$1,929	$23,148
O-2	$2,148	$25,776
O-3	$2,481	$29,772
O-4	$2,742	$32,904
O-5	$2,796	$33,552
O-6	$2,886	$34,632
O-7	$2,934	$35,208

20 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Knoxville (TN267) Military Housing Area:

37721 37806 37849 37902 37909 37912 37914 37915 37916 37917 37918 37919 37920 37921 37922 37923 37924 37931 37932 37938

Frequently Asked Questions

What is the BAH rate for an E-5 in Knoxville?

The 2026 BAH rate for an E-5 with dependents in Knoxville, TN is $2,184 per month ($26,208 per year). Without dependents, the rate is $1,809 per month.

How many ZIP codes are in the Knoxville MHA?

The Knoxville Military Housing Area (TN267) includes 20 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Tennessee BAH rates →

How Knoxville, TN BAH compares nationally

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,184/mo against a national MHA average of $2,289 (136th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 2nd of 5 MHAs — between Nashville, TN ($2,268/mo, highest) and Johnson City/Kingsport, TN ($1,548/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $522/mo (27.9%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.