Updated February 2026

BAH Rates Morehead/Cherry Pt McAs, NC 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Morehead/Cherry Pt McAs military housing area (MHA: NC177), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$1,851

$22,212/year

E-5 without Dependents

$1,722

$20,664/year

O-3 with Dependents

$2,421

$29,052/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,806	$21,672
E-2	$1,806	$21,672
E-3	$1,806	$21,672
E-4	$1,806	$21,672
E-5	$1,851	$22,212
E-6	$2,046	$24,552
E-7	$2,181	$26,172
E-8	$2,328	$27,936
E-9	$2,502	$30,024
Warrant Officer
W-1	$2,064	$24,768
W-2	$2,241	$26,892
W-3	$2,424	$29,088
W-4	$2,529	$30,348
W-5	$2,658	$31,896
Commissioned Officer (Prior Enlisted)
O-1E	$2,205	$26,460
O-2E	$2,397	$28,764
O-3E	$2,550	$30,600
Commissioned Officer
O-1	$1,884	$22,608
O-2	$2,043	$24,516
O-3	$2,421	$29,052
O-4	$2,697	$32,364
O-5	$2,898	$34,776
O-6	$2,919	$35,028
O-7	$2,940	$35,280

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,683	$20,196
E-2	$1,683	$20,196
E-3	$1,683	$20,196
E-4	$1,683	$20,196
E-5	$1,722	$20,664
E-6	$1,758	$21,096
E-7	$1,806	$21,672
E-8	$1,896	$22,752
E-9	$1,944	$23,328
Warrant Officer
W-1	$1,803	$21,636
W-2	$1,893	$22,716
W-3	$1,953	$23,436
W-4	$2,070	$24,840
W-5	$2,214	$26,568
Commissioned Officer (Prior Enlisted)
O-1E	$1,848	$22,176
O-2E	$1,932	$23,184
O-3E	$2,034	$24,408
Commissioned Officer
O-1	$1,755	$21,060
O-2	$1,839	$22,068
O-3	$1,971	$23,652
O-4	$2,184	$26,208
O-5	$2,265	$27,180
O-6	$2,403	$28,836
O-7	$2,445	$29,340

1 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Morehead/Cherry Pt McAs (NC177) Military Housing Area:

28557

Frequently Asked Questions

What is the BAH rate for an E-5 in Morehead/Cherry Pt McAs?

The 2026 BAH rate for an E-5 with dependents in Morehead/Cherry Pt McAs, NC is $1,851 per month ($22,212 per year). Without dependents, the rate is $1,722 per month.

How many ZIP codes are in the Morehead/Cherry Pt McAs MHA?

The Morehead/Cherry Pt McAs Military Housing Area (NC177) includes 1 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.