O-2 BAH Rates in Durham/Chapel Hill, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Durham/Chapel Hill, NC is $2,388 per month with dependents and $2,082 per month without dependents. This rate is $220 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Durham/Chapel Hill is approximately $9,200.98 with dependents or $8,894.98 without.
O-2 BAH: Durham/Chapel Hill vs National Average
| Durham/Chapel Hill | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,388 | $2,608 | −$220 |
| Without Dependents | $2,082 | $2,243 | −$161 |
O-2 Total Monthly Compensation in Durham/Chapel Hill
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Durham/Chapel Hill:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,388 | $2,082 |
| BAS | $328.48 | $328.48 |
| Total | $9,200.98 | $8,894.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Durham/Chapel Hill
- E-3 — $1,995/mo
- E-4 — $1,995/mo
- E-5 — $2,118/mo
- E-6 — $2,391/mo
- E-7 — $2,436/mo
- O-1 — $2,160/mo
- O-3 — $2,517/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Durham/Chapel Hill?
The 2026 O-2 BAH rate in Durham/Chapel Hill is $2,388/mo with dependents and $2,082/mo without dependents.
What is the total monthly pay for O-2 in Durham/Chapel Hill?
An O-2 with 4 years of service in Durham/Chapel Hill earns approximately $9,200.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,388 + BAS $328.48). Without dependents: $8,894.98/mo.
Is Durham/Chapel Hill BAH above or below average?
O-2 BAH in Durham/Chapel Hill is $220 below the national average of $2,608/mo with dependents.
O-2 BAH in Durham/Chapel Hill, NC, in context
An O-2 with dependents in Durham/Chapel Hill, NC draws $2,388/mo — 8.4% below the national average of $2,608 for this grade (154th of 299 MHAs). Without dependents the rate is $2,082/mo, a $306 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $129/mo (to $2,517), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.