O-1 BAH Rates in Durham/Chapel Hill, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Durham/Chapel Hill, NC is $2,160 per month with dependents and $1,869 per month without dependents. This rate is $175 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Durham/Chapel Hill is approximately $6,808.48 with dependents or $6,517.48 without.
O-1 BAH: Durham/Chapel Hill vs National Average
| Durham/Chapel Hill | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,160 | $2,335 | −$175 |
| Without Dependents | $1,869 | $1,975 | −$106 |
O-1 Total Monthly Compensation in Durham/Chapel Hill
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Durham/Chapel Hill:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $2,160 | $1,869 |
| BAS | $328.48 | $328.48 |
| Total | $6,808.48 | $6,517.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Durham/Chapel Hill
- E-3 — $1,995/mo
- E-4 — $1,995/mo
- E-5 — $2,118/mo
- E-6 — $2,391/mo
- E-7 — $2,436/mo
- O-2 — $2,388/mo
- O-3 — $2,517/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Durham/Chapel Hill?
The 2026 O-1 BAH rate in Durham/Chapel Hill is $2,160/mo with dependents and $1,869/mo without dependents.
What is the total monthly pay for O-1 in Durham/Chapel Hill?
An O-1 with 2 years of service in Durham/Chapel Hill earns approximately $6,808.48/mo total compensation with dependents (base pay $4,320 + BAH $2,160 + BAS $328.48). Without dependents: $6,517.48/mo.
Is Durham/Chapel Hill BAH above or below average?
O-1 BAH in Durham/Chapel Hill is $175 below the national average of $2,335/mo with dependents.
O-1 BAH in Durham/Chapel Hill, NC, in context
An O-1 with dependents in Durham/Chapel Hill, NC draws $2,160/mo — 7.5% below the national average of $2,335 for this grade (150th of 299 MHAs). Without dependents the rate is $1,869/mo, a $291 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $228/mo (to $2,388), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.