E-3 BAH Rates in Durham/Chapel Hill, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Durham/Chapel Hill, NC is $1,995 per month with dependents and $1,602 per month without dependents. This rate is $134 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Durham/Chapel Hill is approximately $5,486.95 with dependents or $5,093.95 without.
E-3 BAH: Durham/Chapel Hill vs National Average
| Durham/Chapel Hill | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,995 | $2,129 | −$134 |
| Without Dependents | $1,602 | $1,683 | −$81 |
E-3 Total Monthly Compensation in Durham/Chapel Hill
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Durham/Chapel Hill:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $1,995 | $1,602 |
| BAS | $476.95 | $476.95 |
| Total | $5,486.95 | $5,093.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Durham/Chapel Hill
- E-4 — $1,995/mo
- E-5 — $2,118/mo
- E-6 — $2,391/mo
- E-7 — $2,436/mo
- O-1 — $2,160/mo
- O-2 — $2,388/mo
- O-3 — $2,517/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Durham/Chapel Hill?
The 2026 E-3 BAH rate in Durham/Chapel Hill is $1,995/mo with dependents and $1,602/mo without dependents.
What is the total monthly pay for E-3 in Durham/Chapel Hill?
An E-3 with 2 years of service in Durham/Chapel Hill earns approximately $5,486.95/mo total compensation with dependents (base pay $3,015 + BAH $1,995 + BAS $476.95). Without dependents: $5,093.95/mo.
Is Durham/Chapel Hill BAH above or below average?
E-3 BAH in Durham/Chapel Hill is $134 below the national average of $2,129/mo with dependents.
E-3 BAH in Durham/Chapel Hill, NC, in context
An E-3 with dependents in Durham/Chapel Hill, NC draws $1,995/mo — 6.3% below the national average of $2,129 for this grade (142nd of 299 MHAs). Without dependents the rate is $1,602/mo, a $393 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $1,995/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.