Updated February 2026
BAH Rates in New York 2026
There are 11 military housing areas in New York. In 2026, BAH rates for an E-5 with dependents range from $1,665/month in Fort Drum/Watertown to $5,070/month in New York City. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$5,070
New York City
Lowest E-5 w/Dep
$1,665
Fort Drum/Watertown
Housing Areas
11
MHAs in NY
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Ballston Spa/Albany | $2,634 | $2,073 | $3,234 |
| Buffalo | $2,214 | $1,791 | $2,772 |
| Fort Drum/Watertown | $1,665 | $1,422 | $2,469 |
| Long Island | $4,425 | $3,600 | $5,061 |
| New York City | $5,070 | $4,980 | $5,529 |
| Rochester | $2,214 | $1,662 | $2,757 |
| Rome/Griffiss AFB | $2,109 | $1,614 | $2,880 |
| Staten Island | $3,735 | $3,192 | $4,554 |
| Syracuse | $2,049 | $1,599 | $2,811 |
| West Point | $3,468 | $2,859 | $4,380 |
| Westchester County | $4,479 | $3,606 | $6,633 |