Updated February 2026

BAH Rates White Sands Mr/Las Cruces, NM 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the White Sands Mr/Las Cruces military housing area (MHA: NM209), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,701

$20,412/year

E-5 without Dependents

$1,275

$15,300/year

O-3 with Dependents

$2,082

$24,984/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,503	$18,036
E-2	$1,503	$18,036
E-3	$1,503	$18,036
E-4	$1,503	$18,036
E-5	$1,701	$20,412
E-6	$1,929	$23,148
E-7	$1,983	$23,796
E-8	$2,043	$24,516
E-9	$2,127	$25,524
Warrant Officer
W-1	$1,944	$23,328
W-2	$2,007	$24,084
W-3	$2,085	$25,020
W-4	$2,142	$25,704
W-5	$2,220	$26,640
Commissioned Officer (Prior Enlisted)
O-1E	$1,989	$23,868
O-2E	$2,070	$24,840
O-3E	$2,154	$25,848
Commissioned Officer
O-1	$1,737	$20,844
O-2	$1,926	$23,112
O-3	$2,082	$24,984
O-4	$2,241	$26,892
O-5	$2,358	$28,296
O-6	$2,376	$28,512
O-7	$2,388	$28,656

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,155	$13,860
E-2	$1,155	$13,860
E-3	$1,155	$13,860
E-4	$1,155	$13,860
E-5	$1,275	$15,300
E-6	$1,443	$17,316
E-7	$1,509	$18,108
E-8	$1,752	$21,024
E-9	$1,809	$21,708
Warrant Officer
W-1	$1,458	$17,496
W-2	$1,749	$20,988
W-3	$1,821	$21,852
W-4	$1,932	$23,184
W-5	$1,995	$23,940
Commissioned Officer (Prior Enlisted)
O-1E	$1,698	$20,376
O-2E	$1,797	$21,564
O-3E	$1,917	$23,004
Commissioned Officer
O-1	$1,302	$15,624
O-2	$1,638	$19,656
O-3	$1,842	$22,104
O-4	$1,977	$23,724
O-5	$2,007	$24,084
O-6	$2,061	$24,732
O-7	$2,094	$25,128

23 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the White Sands Mr/Las Cruces (NM209) Military Housing Area:

79922 87936 87937 87940 87941 88001 88002 88003 88004 88005 88008 88011 88012 88021 88024 88027 88033 88044 88047 88048 88052 88063 88072

Frequently Asked Questions

What is the BAH rate for an E-5 in White Sands Mr/Las Cruces?

The 2026 BAH rate for an E-5 with dependents in White Sands Mr/Las Cruces, NM is $1,701 per month ($20,412 per year). Without dependents, the rate is $1,275 per month.

How many ZIP codes are in the White Sands Mr/Las Cruces MHA?

The White Sands Mr/Las Cruces Military Housing Area (NM209) includes 23 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.