O-2 BAH Rates in ALBUQUERQUE/KIRTLAND AFB, NM (2026)

With Dependents
$2,325
per month
Without Dependents
$2,142
per month
Total Comp (w/ dep)
$9,137.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in ALBUQUERQUE/KIRTLAND AFB, NM is $2,325 per month with dependents and $2,142 per month without dependents. This rate is $283 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in ALBUQUERQUE/KIRTLAND AFB is approximately $9,137.98 with dependents or $8,954.98 without.

O-2 BAH: ALBUQUERQUE/KIRTLAND AFB vs National Average

ALBUQUERQUE/KIRTLAND AFBNational AvgDifference
With Dependents$2,325$2,608$-283
Without Dependents$2,142$2,243$-101

O-2 Total Monthly Compensation in ALBUQUERQUE/KIRTLAND AFB

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in ALBUQUERQUE/KIRTLAND AFB:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,325$2,142
BAS$328.48$328.48
Total$9,137.98$8,954.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in ALBUQUERQUE/KIRTLAND AFB

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in ALBUQUERQUE/KIRTLAND AFB?

The 2026 O-2 BAH rate in ALBUQUERQUE/KIRTLAND AFB is $2,325/mo with dependents and $2,142/mo without dependents.

What is the total monthly pay for O-2 in ALBUQUERQUE/KIRTLAND AFB?

An O-2 with 4 years of service in ALBUQUERQUE/KIRTLAND AFB earns approximately $9,137.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,325 + BAS $328.48). Without dependents: $8,954.98/mo.

Is ALBUQUERQUE/KIRTLAND AFB BAH above or below average?

O-2 BAH in ALBUQUERQUE/KIRTLAND AFB is $283 below the national average of $2,608/mo with dependents.

View all New Mexico BAH rates →