Updated February 2026

BAH Rates Trenton, NJ 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Trenton military housing area (MHA: NJ203), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$3,465

$41,580/year

E-5 without Dependents

$2,760

$33,120/year

O-3 with Dependents

$4,362

$52,344/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$3,210	$38,520
E-2	$3,210	$38,520
E-3	$3,210	$38,520
E-4	$3,210	$38,520
E-5	$3,465	$41,580
E-6	$3,972	$47,664
E-7	$4,116	$49,392
E-8	$4,269	$51,228
E-9	$4,521	$54,252
Warrant Officer
W-1	$3,996	$47,952
W-2	$4,179	$50,148
W-3	$4,365	$52,380
W-4	$4,578	$54,936
W-5	$4,836	$58,032
Commissioned Officer (Prior Enlisted)
O-1E	$4,143	$49,716
O-2E	$4,338	$52,056
O-3E	$4,620	$55,440
Commissioned Officer
O-1	$3,531	$42,372
O-2	$3,969	$47,628
O-3	$4,362	$52,344
O-4	$4,926	$59,112
O-5	$5,334	$64,008
O-6	$5,379	$64,548
O-7	$5,424	$65,088

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,409	$28,908
E-2	$2,409	$28,908
E-3	$2,409	$28,908
E-4	$2,409	$28,908
E-5	$2,760	$33,120
E-6	$2,982	$35,784
E-7	$3,219	$38,628
E-8	$3,570	$42,840
E-9	$3,720	$44,640
Warrant Officer
W-1	$3,129	$37,548
W-2	$3,567	$42,804
W-3	$3,738	$44,856
W-4	$4,002	$48,024
W-5	$4,149	$49,788
Commissioned Officer (Prior Enlisted)
O-1E	$3,462	$41,544
O-2E	$3,687	$44,244
O-3E	$3,966	$47,592
Commissioned Officer
O-1	$2,952	$35,424
O-2	$3,384	$40,608
O-3	$3,786	$45,432
O-4	$4,119	$49,428
O-5	$4,203	$50,436
O-6	$4,344	$52,128
O-7	$4,422	$53,064

23 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Trenton (NJ203) Military Housing Area:

08512 08520 08525 08534 08540 08542 08550 08560 08561 08608 08609 08610 08611 08618 08619 08620 08625 08628 08629 08638 08648 08690 08691

Frequently Asked Questions

What is the BAH rate for an E-5 in Trenton?

The 2026 BAH rate for an E-5 with dependents in Trenton, NJ is $3,465 per month ($41,580 per year). Without dependents, the rate is $2,760 per month.

How many ZIP codes are in the Trenton MHA?

The Trenton Military Housing Area (NJ203) includes 23 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.